Insurance Adjuster’s are employed in insurance companies, independent adjusting firms, third-party administrators, self-insured organizations, and government agencies.
The job outlook for insurance adjusters is positive, with employment projected to grow by 10% from 2016 to 2026.
The median salary for insurance adjusters is $62,870.
What to Include in a Insurance Adjuster Cover Letter?
Roles And Responsibilities
- Investigating insurance claims by interviewing the claimant and witnesses, consulting police and hospital records, and inspecting property damage to determine the extent of the company’s liability.
- Negotiating settlements with claimants.
- Calculating the amount of loss by collecting estimates from contractors and other experts.
- Preparing reports for use by claim department or legal counsel.
- Submitting claims to reinsurers for collection under excess-of-loss policies.
- Interacting with policyholders and insurance brokers.
Education & Skills
Insurance Adjuster Skills:
- Ability to communicate effectively with clients and co-workers, in person and over the phone.
- Knowledge of laws relating to insurance claims.
- Ability to develop a rapport with clients and co-workers.
- Ability to remain calm in high-pressure situations.
- Have strong analytical skills in order to assess the damage.
Insurance Adjuster Education Requirements:
- There are no specific education requirements for becoming an insurance adjuster, but most employers prefer candidates who have a degree in insurance, business, or a related field.
- Some states require insurance adjusters to be licensed.
Insurance Adjuster Cover Letter Example (Text Version)
Dear [Hiring Manager’s Name],
I’m writing to apply for the Insurance Adjuster position at [company name].
With my nearly 10 years’ experience in insurance, I’m confident that I’d be a great fit. My experience includes working directly with customers to help them understand their policy and file claims, as well as working with the claims team to handle complex cases.
I am currently working as an insurance adjuster with [company name], where I’ve excelled at building customer loyalty by guiding them through the process of filing claims, resolving discrepancies and finding solutions that meet their needs. At my current position I have consistently exceeded customer satisfaction goals and am also responsible for training new employees on adjusting practices and procedures.
One of my proudest accomplishments was helping our department reduce claims processing time by 20%, resulting in the average claim being processed in 3 days instead of 4. This decrease not only meant that customers were getting their money faster—it also saved the company money each year due to reduced processing time.
I’d love to speak more about how my skills would be a great match for your open position at [company name]. Please feel free to contact me at your convenience to schedule an interview. Thank you so much for taking the time to review my resume.
Sincerely,
[Your Name]
Tips
When writing a cover letter for an insurance adjuster position, be sure to highlight your skills and experience in assessing and resolving insurance claims. You should also mention your ability to communicate effectively with policyholders and insurance companies.
Additionally, be sure to express your interest in the position and explain why you are a good fit for the role.
Refer to our Insurance Adjuster Resume Sample for more tips on how to write your resume and accompany it with a strong cover letter.
