Insurance Claims Adjusters ensure that the insurance company pays for the losses the client suffers from. These professionals are hired by the insurance company to inspect the client’s property damage, or personal injury claims and collect all relevant information. Consequent to this, they determine the amount of claim the insurance company should pay to the client, after interviewing witnesses and examining the damage.
What to Include in a Insurance Claims Adjuster Cover Letter?
Roles And Responsibilities
- Inspecting the client’s property and physical damage.
- Examining claim liability.
- Analyzing complex information by sourcing various methods.
- Preparing and processing claim reports.
- Calculating benefits and payments.
- Consulting with specialists such as engineers, and physicians.
- Negotiating settlements with claimants.
- Supporting attorneys in case of contestation and defending the company.
- Examining policy reports, CCTV, and audio if applicable.
Education & Skills
Insurance Claims Adjuster Skills:
- Demonstrating specific knowledge of the medical, automobile, and property insurance industry.
- Translating legal terminology into layman’s terms.
- Familiarity with basic office equipment such as fax equipment, and multi-line phone system.
- Professional and polite demeanor.
- Exhibiting excellent interpersonal and interviewing skills.
- Solid analytical and interpretive skills.
Insurance Claims Adjuster Education Requirements:
- Bachelor’s degree in finance, economics, or accounting.
- Working experience in the insurance industry.
Insurance Claims Adjuster Cover Letter Example (Text Version)
Dear Mr./Ms.
I am writing this letter to express my strong desire to join your company as your next Insurance Claims Adjuster. I am a professional with a Bachelor’s degree in Finance and five years of experience in the insurance industry. In my current role as an insurance claims adjuster with ***, I respond to customers’ claims calls and provide them with all related claims information, and conduct investigations to write incident reports that are needed by the senior management.
I have complete knowledge of pertinent rules, and regulations, and pay keen attention to detail. I also am well-versed in spotting inconsistencies and patterns in accounts quickly. My strong communication and critical thinking abilities are sharp enabling me to cool agitated clients by giving them informed advice relating to their cases. While working at ***, I gained hands-on practical knowledge of the working of insurance claims, and have dealt with the customer directly and given the correct decisions.
Throughout my career, I was praised by my senior management, peers, and customers for my excellence and patience to work hard even during peak season. My efficiency to work without minding time has earned me accolades and awards for more than three years consequently. I would like to bring this professionalism to your claims department at *** and be a valuable addition to your team.
Having said this, I would also promise that I would love to keep your claimants happy, and satisfied. In addition to my experience, I have successfully passed security and background checks, and have a strong knowledge of local, state, and federal insurance-related policies.
If you feel that I would be a good fit for this role, then call me at () or mail me at () to schedule an interview. Thank you in advance.
Hoping to hear from you at your earliest convenience.
Sincerely,
[Your Name]
Insurance Claims Adjuster Cover Letter Example with No Experience(Text Version)
Dear Mr./Ms.
I would like to introduce myself as a candidate for the Insurance Claims Adjuster position at ***. I noticed that your job listing called for a fresher applicant who is prepared to excel at working directly with claimants and maintaining customer satisfaction throughout the claim investigation and refund process. Hence, I would love to use this opportunity to prove that my academic credentials and my soft skills will be a valuable asset to your company, and you can consider me for this role without any further thought.
I have some internships to my credit apart from my educational profile – which includes surveying incident sites, looking for evidence, and completing related database work. My educational experience and my finely-honed observation skills coupled with my keen attention to detail make me an excellent candidate for ***.
My most important qualifications and achievements include –
- Thorough knowledge of the working of insurance claims and processes.
- Strong communication skills to speak politely and comfortably with people coming from all walks of life.
- The ability to communicate and interact well with agitated clients who are in hardship as they face accidents or major breakdowns.
- Demonstrable knowledge of all current coverage laws, regulations, and eligibility standards.
- Outstanding investigative abilities, and the ability to take informed decisions relating to the cases.
- Knowledge and proficiency in using proprietary software to calculate claims pay-outs.
- Earned bachelor’s degree in Economics from ***University.
One major thing that sets me apart from other applicants is my ability to converse well and think out of the box. I have strong interpersonal skills and a psychological mindset which will enable me to get the truth out of witnesses, and claimants. If you feel that my profile matches your requirements, then feel free to contact me at *** or mail me at ****.
Thank you for your consideration! Looking to hearing from you soon!
Sincerely,
[Your Name]
Tips
No idea how to start writing a cover letter for your Insurance Claims Adjuster job as this is the first job you are ever applying for. Get the ball rolling with our examples, and tips on how to write an impressive cover letter –
- Whether you are seeking an entry-level position, or have been in your career for a few years, showcase your relevant achievements in your cover letter.
- If you are a fresher, fill your cover letter with your academic credentials, any volunteer work that you had done, or you can even specify the internship you had completed in your respective field.
- If you are an experienced applicant, mention your knowledge of examining damage to property and people, and the ability to collate various sources of information. Such a statement will help the hiring manager to see you as an ideal candidate for this role.
If you are applying for the Insurance Claims Adjuster position, you will need a resume as well. Check this out over here at our Insurance Claims Adjuster Resume Samples page.
