AML Analyst Resume Samples

Description :

1. Implemented AML monitoring and transferring system initial threshold setting and tuning and deploying the system.
2. Developed and maintained partnerships with federal and state law enforcement agencies to facilitate investigations.
3. Performed periodic file reviews ensuring activities are reviewed in a holistic manner across the spectrum of products and services used by the customer.
4. Ensured CDD is properly performed by the LOBs and EDD is applied in cases where warranted to mitigate AML/TF.
5. Complied evidence and documentation in compliance with BSA/AML regulatory requirements.
6. Analyzed large quantities of information, identifying trending including establishing appropriate metrics to determine changing risk elements.
7. Reacted to rising risk exposure by recommending appropriate controls and creating a culture of continuous process improvement.

Experience

5-7 Years

Level

Executive

Education

A.A.

Description :

1. Directed banking and payment services company with one of the most recognized brands.
2. Operated the Discover Network, with millions of merchant and cash access locations.
3. Discovered is a Fortune 500 company dedicated to offering rewarding products and high-quality service.
4. Anti Money laundering (AML) systems filter customer data, classify it according to level of suspicion and inspect it for anomalies.
5. Included any sudden and substantial increase in funds or a large withdrawal.
6. Enhanced functionality on DN/DCI and PULSE network.
7. Managed all facets of UAT, including authoring, and executing test cases, tracking defects, and all associated communications and interaction with internal department staff and Business Technology resources.

Experience

2-5 Years

Level

Junior

Education

BS

Description :

1. Performed triage and intake controls to ensure all alerts are assigned and logged timely and appropriately.
2. Researched consumer accounts to identify potentially suspicious activity.
3. Documented branch referral, prior investigations, PEP information, KYC information and SAR history.
4. Collected data, create pivot tables, and analyze data to determine if alert needs to be escalated further or cleared.
5. Surpassed daily production goals with exceptional quality.
6. Collaborated with team members and Investigators to complete our allocated alerts in a timely manner.
7. Provided support to Investigators in regards to suspicious transactions, preparing documents for referral to law enforcement and assisting in establishing the integrity of customer.

Experience

10+ Years

Level

Senior

Education

Bachelors

Description :

1. Demonstrated in-depth internet research skills, analytical and problem solving skills with emphasis on accuracy and attention to detail.
2. Supported projects involving strategic qualitative analysis, financial quantitative analysis, and research.
3. Gathered, analyzed, and interpreted data related to the scope of the project.
4. Prepared presentations and participates in crafting other documents for the project team and client.
5. Participated in the interviews of financial executives, corporate directors, and regulators.
6. Assisted with project planning, team organization, and coordination.
7. Participated in business development and client strategic planning processes.

Experience

2-5 Years

Level

Junior

Education

Bachelor's

Description :

1. Identified, researched and reported suspicious activity.
2. Managed the investigative process from initial detection to disposition.
3. Thorough and timely review of reports that identify suspicious activity.
4. Formulated and recommended responses to suspicious findings and report such activity to the appropriate regulatory authorities
5. Determined whether to close cases, escalate findings and/or file a Suspicious Activity Report.

1. Generated spreadsheets, presentations, narrative reports and other graphic and narrative products to support analysis of complex fact patterns under review during AML investigations.
2. Performed data collation, quality control and analysis in support to Investigation Unit’s responses.

Experience

5-7 Years

Level

Executive

Education

Bachelor's

Description :

1. Investigated automatic alerts generated by the case management tool (Mantas) and manual alerts generated by Client-On boarding and Maintenance and Transaction monitoring referrals, Government sources
2. Used customer financial and transactional statements and customer KYC records, external data, publicly- available information, and other information to identify suspicious or unusual activity.
3. Performed detailed analyses to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses/products.
4. Conducted research over available Bank systems and databases, the Internet and external Databases.
5. Follow-up with additional Point(s) of Contact (POC) as needed to identify additional information in support of the case.
6. Reviewd and Compiled supporting documents, data and research required for filing SAR's for AML related concerns and Escalations as per the bank procedures and if required send referrals to different departments in the bank for non AML related concerns such as possible Fraud, KYC deficiencies etc.
7. Helped the team seniors/ maker checkers with reviewing level 2 escalation cases by other analyst make sure if the escalations are AML related.

Experience

7-10 Years

Level

Management

Education

Bachelor's

Description :

1. Conducted timely, accurate, and effective analysis using discretion and sound judgment to mitigate money-laundering risk.
2. Reported the activities deemed suspicious to the FIU (Financial Intelligence Unit).
3. Treasured AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements in conducting analysis for investigation.
4. Researched accounts and transactions identified as potential sources of risk to the Firm utilizing web-based research tools, online scoring systems such as Lexis Nexis' Accurint product and other business sources.
5. Generated reports for AML cases by gathering data and recording evidence from internal systems, the Internet, commercial databases, and inquiries with Business and Compliance contacts.
6. Prepared Suspicious Activity Reports (SARs) on suspect accounts and/or clients.
7. Managed a team to review and insure Foreign Money Service Businesses (MSB) possessed the proper documentation and licensing or registration in their country of origin.

Experience

2-5 Years

Level

Junior

Education

AS

Description :

1. Reviewed client transactions, conduct initial analysis and identify suspicious activity as well as escalate cases for further review.
2. Researched entities and/or individuals using both public domain and database search services.
3. Maintained regular contact with branch personnel to obtain necessary information about customers and account activity.
4. Helped with the design and development of monitoring reports and assist management with testing enhancements to the monitoring program.
5. Supported senior staff in researching and responding to regulatory requests.
6. Produced timely and accurate information for Team Lead or management team to assist in decision making processes, including escalating any investigative issues or program gaps.
7. Supported AML program requirements related to controlling risk to the Company and to our “communities” by operating existing and new internal controls, ensuring compliance with policies and procedures.

Experience

5-7 Years

Level

Executive

Education

Bachelor's

Description :

1. Reviewed Know-Your-Customer processes and files related to Corporate Banking, Investment Banking and Institutional Treasury.
2. Reviewed customer transactions for potentially suspicious activity, including AML investigations for Risk Senior Management.
3. Prepared and ran AML and Compliance trainings for Itau offices abroad.
4. Trained and Managed AML Intern for 5 months.
5. Liaison to Head of International Financial Institutions.
6. Assisted Head of International Financial Institutions with all processes related to US AML Framework (including BSA, USA Patriot Act, OFAC and US Treasury AML Guidelines).
7. Helped to drive international KYC processes.

Experience

10+ Years

Level

Senior

Education

Law In Corporate

Description :

1. Analyzed alerts and investigate customers who match with SPF, OFAC, Red Flag, World Check, Sanction, Non-Sanction, SDN, and Negative Media list during the account opening and maintenance processes.
2. Analysed and investigated conducting searches, gathering data and recording evidence from internal systems, the internet, commercial databases and enquiry with business or Compliance contacts within the organization.
3. Followed standard AML procedures and processes.
4. Meet or exceeded both productivity and quality benchmarks.
5. Supported development of procedural improvements to maximize effectiveness.
6. Performed production support, analysis, and resolution within specified SLA.
7. Provided training and mentoring to analysts on investigation techniques, internal systems, products and regulations.

Experience

5-7 Years

Level

Executive

Education

BA