An AML Investigator is an Anti-money laundering investigator and forensic accountant who handles and deals with the flow of money and investigates money laundering. Working for a wide range of financial institute’s, these investigators undertake the crucial duties that are mentioned on the AML Investigator Resume – mitigating risk rating through policies, procedures, and entity types; reviewing system-generated alerts that appear or seem to be suspicious; explaining to regulators, auditors, and examiners about monitoring and prioritizing risks; documenting information on clients using a wide range of research sources, reviewing data to ensure AML regulations adherence; and supporting in AML compliance processes.
To become an exceptional investigator, the following skills and competencies are needed – a complete and thorough understanding of the firm’s business; strong communication skills, the ability to consistently interpret and assess the details for risk; and staying current with new compliance requirements. Specialized degree is not listed for this post, however, candidates with law school degree have a better chance to get hired.
Objective : AML Investigator with 2 years of experience in Reviewing alerts generated from transaction monitoring/referrals. Responsible for Conducting AML Investigations consistent with Investigations procedures, etc,.
Skills : MS Office, Communication skills, Investigating Skills.
Description :
Utilized SAS to view alerting transactions for customers.
Conducted reviews of customers and their accounts along with alerting activity.
Exposured to various confidential information for individuals and businesses.
Consistently set productivity numbers set by management.
Communicated with retail personnel for information on customers/transactions.
Multitasked with various programs such as CheckVision, Passport, and Microsoft software.
Contributed to the overtime push from management Accomplishments.
Contributed to the overtime push from management Skills Used.
Experience
2-5 Years
Level
Junior
Education
GED
AML Investigator Resume
Objective : Proficient with PC/Most Microsoft Office Products. SAR writing and filing experience Strong analytical and decision-making skills. Ability to work in a collaborative environment as well as independently. Ability to review and evaluate levels of AML/ BSA risk and escalate issues appropriately.
Skills : Banking, AML, Due Dilligence, Compliance, Risk Assessment, Data Mining, Documentation Management, Troubleshoot And Resolution, Company Asset Protection, Quantitative Analysis.
Description :
Researched, analyzed, and investigated customer activity for potential AML-related suspicious activity.
Detected suspicious trends and activity by monitoring transactions through various systems/applications.
Performed, enhanced due diligence on high-risk individuals and businesses using all available resources.
Investigated cases involving, but not limited to cash structuring, transactions involving Bank designated High-Risk Countries (HRC), wire transfers, commercial loan payments, and reports from branches regarding their customer's activity.
Interacted with branch employees in order to make the appropriate business decisions concerning customer relationships.
Prepared and thoroughly document factual and impartial findings in an accurate and timely manner.
Obtained recommendations for SAR (Suspicious Activity Reporting) to FinCEN or non-SAR.
Recommended appropriate follow-up and possible account closure for customers that exceed the Bank's risk tolerance.
Wrote clear and concise Suspicious Activity Reports on behalf of the Bank in compliance with established regulatory guidelines and time frames.
Experience
2-5 Years
Level
Executive
Education
G.E.D
AML Investigator Resume
Summary : Over 10 years of experience in the financial industry with emphasis on: Identifying patterns of money laundering and fraud trends. Fraud investigation, claims processing and account handling. Proficiency in AML Monitoring Processes including suspicious activity investigations, Currency Transaction Reporting (CTR), Global Sanctions Screening (GSS), Enhanced Due Diligence (EDD) Escalation Handling: Handling escalated issues as appropriate for advanced investigation and analysis.
Skills : Public Speaking, Audit, Compliance, Management Skills.
Description :
Conducted alert investigation using global standard policies, procedures, and tools, aimed at meeting internal and external regulatory requirements.
Operated within agreed business SLAs and confidentiality standards.
Maintained knowledge of programs such as Patriot Officer, Actimize, Microsoft Word, Excel, Outlook, and PowerPoint.
Ran macros to organize and clean data for transaction reports.
Conducted side-by-side analysts training and answer inquiries.
Escalated high-risk correspondent banking wires, cash (structuring), PEPs, and MSB like activity cases requiring SAR filing or further due diligence.
Reviewed cases to ensure proper risk classification, grading of business, and consumers.
Experience
10+ Years
Level
Senior
Education
AS In Science
AML Investigator Resume
Objective : An AML Investigator Professional with extensive knowledge and banking experience, able to be productive and succeed under pressure. Experienced with regulatory audits and maintains an outstanding record for adherence and interaction with external auditors. Experience has allowed me to develop strong analytical skills with extensive experience resolving AML and CTF investigations including but not withstanding negative media investigations, Wire Fraud, Correspondent Banking reviews, Lookbacks, KYC and EDD.
Performed initial assessment of customers escalated as high risk Perform Alert Adjudication through analysis of system generated and manually created alerts for potentially suspicious activity to ensure the accurate filing of SARs.
Escalated potentially suspicious activity and high-risk customers for further review.
Interviewed customers when applicable, communicated findings to management and escalated cases to law enforcement.
Effectively obtained information and assistance from appropriate law enforcement agencies, peer banks, and other external groups on AML issues and cases.
Conducted research, Identified patterns, anomalies, and trends then analyze findings to determine the extent of suspicious or unusual activity.
Wrote suspicious activity reports, file Currency Transaction Reports, address sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations.
Reported unusual client activities that might relate to sanctioned individuals, money laundering, or terrorist financing.
Experience
2-5 Years
Level
Executive
Education
GED
AML Investigator Resume
Headline : Seeking an AML Investigator position with an outstanding career opportunity that will offer a rewarding work environment along with a winning team that will fully utilize management skills, etc,.
Skills : Microsoft Office, LexisNexis, Analyzing Skills.
Description :
Conducted suspicious activity monitoring and identify customers for potential AML risk factors such as money laundering and terrorist financing activities and document findings from due diligence research.
Assisted in Suspicious Activity Reporting (SAR) and high-risk customer investigations in Capital Markets and Trade Finance.
Performed due diligence searches on institutional clients and individuals using various databases such as BMO Harris Bank Proprietary Systems, KYC Database, Oracle Mantas, and Google.
Analyzed and researched relevant data and escalate or report relevant information to the appropriate AML Financial Intelligence Unit.
Researched negative media outlets to determine if alerting customers has historically been involved in similar activity.
Compiled evidence and documentation in compliance with BSA/AML procedures and regulatory requirements.
Coordinated and reported data on high-risk customers.
Experience
5-7 Years
Level
Executive
Education
BS In AML
AML Investigator Resume
Objective : As an AML Investigator with 2 years of experience in Preparing and completing forms for regulatory reporting requirements as needed, including accurate comprehensive narratives and Suspicious Activity Report drafts, etc,.
Skills : Auditing, Compliance, Accounting Skills.
Description :
Conducted periodic internal account/customer reviews to identify potentially suspicious activity to mitigate financial, compliance, reputation, and regulatory risks to JPMorgan Chase (JPMC).
Completely and accurately documented steps taken through the investigation process.
Interfaced with bankers to obtain information related to their client's transaction activity.
Worked with internal groups to ensure a consistent understanding of requirements.
Functioned as a key contributor with demonstrated knowledge of AML/KYC issues, as well as broader functional knowledge.
Utilized a variety of investigative system tools to ensure appropriate corrective measures to minimize risk to JPMC.
Prepared Suspicious Activity Reports in compliance with established regulatory guidelines and time frames.
Experience
2-5 Years
Level
Executive
Education
GED
AML Investigator Resume
Headline : Employment as a Financial Analyst. Recently contracted with US Bank as an AML Investigator, ensuring OCC compliance in a series of lookbacks. Previously, worked as a consultant for Startups.co, the world's largest startup launch platform, ensuring consistent quality and delivery of resources to clients in a high-volume setting. Strong interpersonal and communication skills as well as a passion for helping clients analyze financial options and decisions.
Skills : Microsoft Office Suite, Management Skills, Maintenance Skills.
Description :
Responsible for moderately complex research and analysis of suspicious usage to assess levels of risk.
Supported various Anti-Money Laundering (AML) processes, which might include suspicious activity investigations and reporting, currency transaction reporting, global sanctions screening, enhanced due diligence, or other AML processes.
Took appropriate corrective action to verify legitimate usage.
Provided review and analysis of risky or exception conditions.
Worked closely with management to ensure critical functions are fulfilled timely and accurately.
Reviewed system-generated alerts to assess the presence of illicit activity that may require reporting based on Bank Secrecy Act (BSA)/AML requirements.
Utilized internal bank systems, public databases, and other tools to research clients, counterparties, and related entities to alerted cases.
Experience
5-7 Years
Level
Executive
Education
High School Diploma
AML Investigator Resume
Objective : To gain employment with a company or institution that offers me a consistently atmosphere to learn new technologies and implement them for the betterment of the business, keeping up with the cutting-edge of technologies. To obtain a job and establish a career with a growing company that will utilize my knowledge and afford me an opportunity to grow within the Company.
Supported and conducted the EDD examinations of transactions across regions linking up pockets of suspicious activity.
Knowledge of correspondent banking, and ability to detect Red flags such as Repatriations of funds, Structuring, Round dollar, Inconsistent address, Activity Burst, Nigerian Structuring, Nested Correspondence, MSB, Shell Companies, High-Risk Jurisdictions, Irregular business patterns, High-Risk Business, Typologies, Adverse Information, Sanctions Entities, unidentified Entities.
Specialized with International wire transfers, clearing USD dollars thru SCB NY branch correspondence relationships with other financial institutions or registered MSB.
Possessed the ability to assess risk as well as adverse risks to Managers, multi-cultural awareness, and sensitivity.
Monitored High-Risk jurisdictions, Detection scenarios, and cleared Alerts.
Validated transactions monitored for structuring and wires in and out of High-Risk Geographies Assisted project with lookbacks and business as usual (BAU) cases Prepared and filed Suspicious Activity Reports (SAR) with FinCen; Partnered with law enforcement, IRS, banks, and other agencies for case resolution and disposition.
Monitored wire activity for suspicious transactions relating to Money Laundering & Terrorist Financing on the Norkom system.
Experience
2-5 Years
Level
Executive
Education
High School
AML Investigator Resume
Objective : Highly-skilled and accomplished Manager/Compliance AML Analyst. Expertise in, AML investigations, Look-Back projects, Transaction Monitoring, KYC updates, inside sales and Call Center and Operations Management. Strong knowledge and expertise in FDIC auditing in connection with the Bank Secrecy Act (BSA) and anti-money laundering (AML) capacities.
Skills : Microsoft Office, LexisNexis, Westlaw, World Compliance, World Check, BAM+, Actimize.
Description :
Performed extensive thorough investigations of cases referred for suspicious activity.
Utilized current and historical financial records, public information, and background reports (Criminal, PEP, World-Check, OFAC, etc.) to determine anomalies.
Wrote, detailed narratives of investigation results while performing due diligence for accuracy.
Ensured compliance with approved policies and procedures related to BSA/AML including case documentation.
Utilized internal systems to research and collect vital information about suspicious activity.
Provided innovative suggestions to AML Financial Intelligence managers regarding suspicious activity monitoring software and investigation procedures to ensure ongoing improvement of government programs and practices.
Experience
2-5 Years
Level
Junior
Education
GED
AML Investigator Resume
Objective : Anti-Money Laundering Professional with extensive knowledge of USA PATRIOT ACT, Bank Secrecy Act, Know Your Customer (KYC), Enhanced Due Diligence (EDD), Look-Back Projects, Corresponding Banking, Concentrated Accounts, MSBs, Wire Transfers, and OFAC Sanctions and Private Banking.
Skills : AML/BSA Compliance, Excel, Management Skills, Communication Skills.
Description :
Performed complex investigations to protect TCF Bank from known or suspected internal or external criminal activities; primarily focused on Bank Secrecy Act (BSA) issues.
Investigated terrorist financing, money laundering, fraud schemes, structuring, and illegal money service businesses.
Compiled documentation and evidence, collected data, and developed initial and ongoing reports of investigations.
Investigated multiple activity alert types including cash, debit card, check, ACH, ATM, wire transfers (domestic and international), and monetary instruments.
Included the investigation of branch escalations and 90-day reviews.
Retrieved and reviewed transactional activity.
Exceeded required monthly quota of alerts reviewed.
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