An Auto Underwriter is a professional who evaluates and reviews the applications of the applicant. The job description entails determining if the prospective customer/vehicle should be insured or not. While the job duties vary based on the type of the vehicle, the following are certain core tasks mentioned on the Auto Underwriter Resume – analyzing the applicant’s data, assessing applicant’s risk, operating underwriting software, evaluating software-based recommendations, and determining coverage and premiums. Part of the job description also includes checking the condition of the vehicle and complying with relevant rules and regulations.
Employers prefer those possessing the following skills and abilities – a good understanding of statistics and probabilities; math skills, knowledge of operating relevant software, analytical thinking skills, and a strong knowledge of all applicable insurance rules and regulations. A degree is commonplace among job applicants.
Headline : Detail-oriented Auto Underwriter with 7 years of experience in risk assessment and policy evaluation. Proven track record in optimizing underwriting processes and enhancing profitability through strategic decision-making.
Skills : Data Analysis, Risk Assessment, Underwriting Guidelines, Claims Management
Description :
Managed comprehensive auto insurance programs across multiple states, ensuring compliance with local regulations.
Conducted thorough reviews of motor vehicle reports to assess risk and determine policy acceptability.
Processed endorsements and issued SR22 forms in accordance with DMV requirements.
Monitored non-renewal notices and midterm cancellations, maintaining accurate records for compliance.
Resolved complex underwriting issues through effective communication and problem-solving skills.
Reviewed policyholder correspondence to ensure accurate rating structures and premium calculations.
Acted as a liaison between clients, customer service, and underwriting teams to enhance service delivery.
Experience
5-7 Years
Level
Executive
Education
B.S. in BA
Auto Underwriter Resume
Objective : Dedicated Auto Underwriter with over 5 years of experience in risk assessment and policy evaluation. Proven ability to enhance underwriting processes and drive profitability through strategic decision-making and strong analytical skills.
Managed auto underwriting services for 25 agents, ensuring compliance and quality service.
Maintained expert knowledge of risk selection and company underwriting practices.
Authorized termination of new business applications and policies, ensuring adherence to guidelines.
Collaborated with agency partners to strengthen relationships and enhance marketing strategies.
Applied federal and state regulations to underwriting processes, ensuring compliance.
Led a team to improve workflow efficiency and achieve departmental goals.
Analyzed agency performance metrics to develop strategies for growth and profitability.
Experience
2-5 Years
Level
Junior
Education
B.S. in BA
Auto Underwriter Resume
Headline : Results-driven Auto Underwriter with 7 years of experience in risk assessment and policy evaluation. Expert in analyzing underwriting data to ensure competitive rates and long-term profitability while maintaining compliance with industry standards.
Executed comprehensive risk evaluations to determine policy acceptability and pricing strategies.
Analyzed underwriting data to provide competitive rate recommendations that enhance profitability.
Delivered exceptional customer service, addressing inquiries and resolving issues promptly.
Maintained strong relationships with clients and agents, serving as a key point of contact.
Reviewed and processed insurance applications, ensuring compliance with underwriting guidelines.
Collaborated with cross-functional teams to enhance underwriting processes and improve efficiency.
Provided timely underwriting proposals and recommendations to support business objectives.
Experience
5-7 Years
Level
Executive
Education
BSF
Auto Underwriter Resume
Summary : Results-driven Auto Underwriter skilled in evaluating insurance applications and determining risk levels. Successfully improved underwriting efficiency by 20% through process optimization and implementation of new software tools.
Evaluated and analyzed risk factors for new and renewal auto insurance applications.
Reviewed and adjusted policy rates based on comprehensive actuarial data.
Conducted training sessions for junior underwriters to enhance team knowledge and efficiency.
Collaborated with agents to clarify underwriting guidelines and improve policy submissions.
Utilized data analytics to identify trends and improve underwriting accuracy.
Communicated effectively with clients regarding policy decisions and risk assessments.
Participated in cross-functional teams to develop new underwriting strategies and improve service delivery.
Experience
7-10 Years
Level
Management
Education
B.S. in BA
Auto Underwriter Resume
Headline : Proficient Auto Underwriter with expertise in policy development and compliance. Achieved a 25% reduction in underwriting errors by implementing rigorous quality control measures and conducting thorough training sessions.
Engaged with agents and customers across multiple states to discuss and clarify auto policy details.
Consistently exceeded performance metrics by managing over 85 inbound calls daily regarding payments and coverage inquiries.
Reviewed and processed an average of 400 documents daily, ensuring compliance with underwriting guidelines.
Collaborated with senior underwriters on policy cancellations and reinstatements to maintain service quality.
Updated insurance reporting systems for South Carolina, ensuring accuracy and compliance.
Evaluated risk and determined insurance eligibility by analyzing applications and statistical data.
Built strong relationships with agents, providing insights to enhance their business performance and retention.
Experience
5-7 Years
Level
Executive
Education
B.S. in BA
Auto Underwriter Resume
Headline : Dynamic Auto Underwriter with a focus on customer service and relationship management. Increased client satisfaction scores by 40% by streamlining communication processes and providing tailored insurance solutions.
Communicated effectively with agents and insureds to make informed decisions on policy changes, reinstatements, and cancellations.
Processed and input all necessary policy transactions through company systems to ensure accuracy.
Utilized R.A.S. database to track new and existing business, maintaining an up-to-date book of business.
Trained agents on their books of business, assisting them in maximizing income through effective strategies.
Maintained compliance with industry regulations and company policies throughout all transactions.
Evaluated and approved over 500 auto insurance applications monthly, achieving a 98% accuracy rate in underwriting decisions.
Reduced underwriting turnaround time by 30% through process optimization and implementation of automated systems.
Experience
5-7 Years
Level
Executive
Education
B.S. in BA
Auto Underwriter Resume
Headline : Energetic and enthusiastic Auto Underwriter professional motivated to succeed in a fast-paced and deadline-driven professional environment, Perform customer service activities such as responding to emails and handling routine telephone inquiries from agents, underwriters, other departments, and other parties, Assisting underwriters with information gathering and written correspondence.
Skills : Risk Assessment, Credit Analysis, Data Analysis, Underwriting Guidelines, Customer Service, Attention to Detail
Description :
Conducted training sessions for agents and staff members.
Reviewed existing business utilizing R.A.S. database to determine insurability, loss and profit.
Responsible for growing all auto lines of business through proper analyzing and evaluating the degree of risk while following all contracts and insurance laws.
Resolved all problems and gather all relevant information to communicate with appropriate personal to obtain results as necessary.
Built personal skill set by participating in in-house or outside insurance industry related courses along with staying current with relevant product(s).
Evaluated, accepted, modified, rejected or cancelled personal lines risks in accordance with the underwriting guidelines.
Evaluated third party documentation to determine the level of risk to which the Company will be exposed.
Experience
5-7 Years
Level
Executive
Education
BBA
Auto Underwriter Resume
Headline : Skilled Auto Underwriter with a comprehensive understanding of industry regulations and compliance standards. Played a key role in achieving a 100% compliance rate during audits by maintaining meticulous records and documentation.
Evaluated and analyzed insurance applications to determine risk levels and coverage options.
Collaborated with agents to ensure accurate and complete submissions for underwriting.
Utilized advanced software tools to assess risk and calculate premiums effectively.
Maintained compliance with regulatory standards while making underwriting decisions.
Prepared detailed reports on underwriting activities and presented findings to management.
Trained and mentored junior underwriters on best practices and underwriting guidelines.
Reviewed and updated underwriting policies to reflect changes in market conditions.
Experience
5-7 Years
Level
Executive
Education
B.S. Finance
Auto Underwriter Resume
Summary : Analytical Auto Underwriter with a solid foundation in statistical analysis and risk management. Drove a 15% increase in profitability by identifying high-risk accounts and adjusting underwriting guidelines accordingly.
Ensured timely and accurate processing of policy updates, enhancing operational efficiency.
Built strong relationships with agents, influencing sales and assisting in new business placements.
Monitored industry trends and underwriting developments to identify competitive opportunities for the company.
Collaborated on project teams to achieve underwriting objectives and deliver expert insights.
Applied comprehensive knowledge of underwriting standards to evaluate complex cases effectively.
Utilized data analysis to support informed decision-making in underwriting processes.
Conducted risk assessments and analysis, leading to a 20% decrease in claims frequency for high-risk policyholders.
Experience
7-10 Years
Level
Management
Education
B.S. Finance
Auto Underwriter Resume
Headline : Dedicated Auto Underwriter with a passion for leveraging technology to enhance underwriting processes. Spearheaded the integration of AI tools, resulting in a 30% faster turnaround time for policy approvals.
Creating an account is free and takes five seconds.
You'll get access to the PDF version of this resume template.
Choose an option.
Sign up with Google
Sign up with Facebook
Sign up with Linkedin
This helps us make sure you're human and prevents spammers from abusing our services.
By continuing, you agree to our Privacy Policy and Terms.
Unlock the Power of Over 10,000 Resume Samples.
Take your job search to the next level with our extensive collection of 10,000+ resume samples. Find inspiration for your own resume and gain a competitive edge in your job search.
Get Hired Faster with Resume Assistant.
Make your resume shine with our Resume Assistant. You'll receive a real-time score as you edit, helping you to optimize your skills, experience, and achievements for the role you want.
Get Noticed with Resume Templates that Beat the ATS.
Get past the resume screeners with ease using our optimized templates. Our professional designs are tailored to beat the ATS and help you land your dream job.
