A Contract Underwriter is hired on a contract basis by insurance companies for looking into insurance contracts. The most common work activities associated to the role are listed on the Contract Underwriter Resume as follows – assessing documents to identify the level of risk, reviewing carefully the insurance forms and applications; pointing discrepancies; making an assessment of risk; estimating the risk; examining the salary amount and employment history; examining the financial profiles and personal information; and maintaining elaborate and correct documentation.
Aspiring candidates with the following skills are eligible for this role – the ability to assess and manage various risky portfolios; excellent attention to details; analysis aptitude; mathematical skills; and up-to-date knowledge of current market trends. A bachelor’s degree in the field of finance or business management is required. Work experience will be appreciated.
Objective : Motivated Contract Underwriter with two years of experience in evaluating risk and determining contract terms. Proficient in utilizing underwriting guidelines to assess applications and ensure compliance with industry standards. Adept at collaborating with cross-functional teams to clear conditions and enhance processing efficiency, driving improved outcomes for clients and stakeholders.
Reviewed and analyzed loan applications for compliance with underwriting guidelines.
Evaluated risk factors and determined contract terms for various mortgage products.
Collaborated with processors to ensure timely resolution of underwriting conditions.
Assisted in the development of underwriting policies to enhance operational efficiency.
Conducted thorough documentation reviews to ensure accuracy and compliance.
Maintained clear communication with clients and stakeholders throughout the underwriting process.
Participated in training sessions to improve underwriting skills and knowledge.
Experience
0-2 Years
Level
Entry Level
Education
BBA
Junior Contract Underwriter Resume
Objective : Dedicated Junior Contract Underwriter with two years of experience in risk assessment and contract evaluation. Skilled in applying underwriting principles to ensure compliance and accuracy in loan applications. Proven ability to collaborate with teams to streamline processes, enhance client satisfaction, and support effective decision-making.
Conducted thorough risk assessments and evaluated loan applications to determine acceptance and contract terms.
Reviewed income documentation, credit histories, and property valuations to identify potential risks.
Ensured compliance with Fannie Mae and Freddie Mac underwriting guidelines in all evaluations.
Utilized analytical tools to assess public records for accuracy and completeness.
Collaborated with team members to resolve underwriting conditions and enhance processing efficiency.
Maintained up-to-date knowledge of industry regulations and best practices.
Reviewed appraisals to verify collateral value and ensure loan security.
Experience
0-2 Years
Level
Junior
Education
B.S. Finance
Contract Underwriter Resume
Headline : Dynamic Contract Underwriter with 7 years of comprehensive experience in risk assessment and contract evaluation. Expert in applying underwriting guidelines to analyze complex applications, ensuring adherence to industry regulations. Proven track record in optimizing processes and collaborating with teams to enhance efficiency and client satisfaction.
Facilitated positive interactions with clients and colleagues, fostering a collaborative work environment to maximize productivity.
Managed the underwriting process for new and renewal accounts, ensuring alignment with profitability goals.
Ensured compliance with all regulatory requirements and company policies regarding information confidentiality.
Maintained comprehensive documentation for underwriting files to support policy adherence and regulatory standards.
Communicated effectively with Sales teams to provide critical underwriting insights for account evaluations.
Coordinated with Operations to streamline account enrollments and enhance operational efficiency.
Evaluated insurance applications to determine risk and coverage eligibility.
Experience
5-7 Years
Level
Senior
Education
B.S. Finance
Entry-Level Contract Underwriter Resume
Objective : Emerging Contract Underwriter with two years of hands-on experience in assessing risks and formulating contract terms. Familiar with underwriting guidelines and skilled at ensuring compliance with industry standards. Committed to enhancing operational efficiency and client satisfaction through effective teamwork and communication.
Skills : Effective Verbal And Written Communication, Data Analysis, Regulatory Compliance, Customer Service, Attention To Detail, Problem Solving
Description :
Process bid bond requests and Contract Bond Requests (CBRs), ensuring accurate follow-up for missing information.
Order and review credit reports on new submissions and annually, documenting findings for underwriting assessment.
Send and verify references, ensuring thorough completion and addressing any deficiencies.
Prepare and distribute General Indemnity Agreements, following up for prompt completion.
Maintain account statuses and suspense systems, keeping underwriters informed of updates.
Assist with accounting discrepancies, ensuring timely resolution of past due accounts.
Collaborate with Home Office Claims to provide necessary bond information for claims processing.
Experience
0-2 Years
Level
Entry Level
Education
B.S. Finance
Contract Underwriter Resume
Objective : Contract Underwriter with 5 years of experience in risk analysis and contract evaluation. Skilled in applying underwriting standards to assess applications, ensuring compliance with regulatory requirements. Proven ability to collaborate effectively with teams to streamline processes, enhance operational efficiency, and deliver superior client service.
Skills : Microsoft Excel, Contract Review, Industry Knowledge, Relationship Management, Quality Assurance, Process Improvement
Description :
Conducted detailed risk assessments to determine contract terms and conditions.
Collaborated with cross-functional teams to resolve underwriting issues and enhance process efficiency.
Applied underwriting guidelines to evaluate complex applications and ensure compliance.
Provided expert recommendations for process improvements to management.
Trained junior underwriters on best practices in risk evaluation.
Utilized data analysis tools to support decision-making in underwriting processes.
Maintained strong relationships with clients to ensure satisfaction and retention.
Experience
2-5 Years
Level
Management
Education
B.S. Finance
Senior Contract Underwriter Resume
Headline : Accomplished Senior Contract Underwriter with 7 years of specialized experience in risk assessment and contract negotiation. Proficient in analyzing complex applications to ensure compliance with industry standards while optimizing operational processes. A collaborative leader dedicated to enhancing client satisfaction and driving profitable outcomes in diverse underwriting environments.
Skills : Negotiation Skills, Communication Skills, Time Management, Underwriting Guidelines
Description :
Facilitated the achievement of sales and premium targets by aligning underwriting strategies with company philosophy and regulatory requirements.
Collaborated with internal and external stakeholders to enhance sales in new and existing accounts while managing risks effectively.
Executed precise risk selection based on comprehensive analysis of insurance applications.
Monitored and identified risk trends through detailed data analysis, contributing to proactive risk management strategies.
Established credibility with sales teams and brokers, fostering strong relationships that support business growth.
Ensured compliance with privacy regulations by accurately verifying applicants' key identifiers, safeguarding sensitive information.
Contributed to top-line revenue growth by implementing effective underwriting practices and managing portfolio risks.
Experience
5-7 Years
Level
Senior
Education
B.S. Finance
Contract Underwriter Resume
Objective : Proficient Contract Underwriter with two years of experience in risk evaluation and contract assessment. Experienced in aligning underwriting practices with industry standards to ensure compliance. Collaborative team player focused on optimizing workflows and enhancing client outcomes through effective communication and strategic decision-making.
Evaluated new bond submissions and initiated timely responses to agents.
Conducted reference checks and documented findings for underwriting decisions.
Communicated effectively with agents to clarify file requirements and expedite processing.
Entered and analyzed financial data to inform underwriting evaluations.
Assessed risks to determine appropriate underwriting criteria and guidelines.
Identified necessary documentation for bond issuance, including forms and riders.
Evaluated contract documents for potential risks and addressed concerns proactively.
Experience
0-2 Years
Level
Entry Level
Education
B.S. Finance
Contract Underwriter Associate Resume
Objective : Results-oriented Contract Underwriter Associate with 5 years of experience in risk analysis and mortgage loan evaluation. Demonstrated expertise in applying underwriting guidelines to ensure compliance and mitigate risk. Proven track record of enhancing operational efficiency through effective collaboration with stakeholders and delivering exceptional client service.
Evaluate and analyze mortgage loan applications to assess risk and compliance with established guidelines.
Identify potential fraud indicators and conduct thorough investigations to resolve discrepancies.
Assess loan acceptability for secondary mortgage market investors, ensuring adherence to regulatory standards.
Maintain up-to-date knowledge of market trends and underwriting practices to enhance decision-making.
Provide exemplary support to mortgage brokers, contributing to a significant increase in branch profits by $10 million.
Acknowledged as a top performer within the company for outstanding underwriting accuracy and efficiency.
Ensure adherence to regulatory requirements and company guidelines throughout the underwriting process.
Experience
2-5 Years
Level
Junior
Education
BS Finance
Contract Underwriter Resume
Summary : Seasoned Contract Underwriter with a decade of experience in risk assessment and contract management. Expertise in applying regulatory guidelines to analyze complex applications, ensuring compliance and accuracy. Committed to enhancing operational efficiency and driving client satisfaction through strategic collaboration and process optimization.
Maintained an error rate below 0.01%, ensuring high-quality underwriting.
Delivered comprehensive underwriting services to corporate clients, enhancing client relationships.
Evaluated loans according to agency and investor guidelines, ensuring compliance.
Reduced underwriting turnaround time from 48 to 24 hours, improving service delivery.
Oversaw 60% of all underwriting workflows, optimizing team productivity.
Trained junior underwriters and processors, fostering skill development and team cohesion.
Reviewed HMDA data for accuracy on all loan files underwritten, ensuring regulatory compliance.
Experience
7-10 Years
Level
Management
Education
BSc Finance
Contract Underwriter Resume
Summary : Versatile Contract Underwriter with a decade of experience in risk evaluation and contract management. Skilled in analyzing complex applications to ensure compliance with regulatory standards and optimize underwriting processes. Proven ability to collaborate with stakeholders, enhance operational efficiency, and drive exceptional client outcomes.
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