Junior Corporate Banker Resume
Objective : To obtain a Junior Corporate Banker position that will provide professional and personal growth utilizing experiences and educational skills. Routinely monitored loan portfolio's credit quality status to ensure loans are current and conform to terms, quickly identifies and manages risks to minimize the impact.
Skills : Analytical, Financial Modeling.
Description :
- Generated new business by marketing and Marine Bank while monitoring a $35MM Portfolio, including but not limited to acquiring financials, covenant analysis, draw requests, overdraft reporting, and Criticized Asset Reporting.
- Identified, acquired, and grew new and existing profitable business relationships with businesses that create value for the customer and yield loan commitments and deposit balances for the organization.
- Analyzed prospective clients' financials and contracts, including but not limited to telecommunication leases/contracts, building leases, and equipment leases.
- Handled existing customers' requests by completing modifications, renewals, and extensions as needed.
- Counseled delinquent loan customers and performed other collection responsibilities including making appropriate recommendations to the bank's Watch list and Allowance for loan Losses.
- Conducted closings with buyers, sellers, real estate agents, title insurance companies, attorneys, and others.
- Worked directly with the local Bank President to assist with credit and sales support on his $125MM Portfolio.
Experience
2-5 Years
Level
Junior
Education
Bachelor's In Finance
Corporate Banker Resume
Objective : Highly qualified Corporate Banker with experience in the industry. Analyzed customer credit status or obtain appropriate central underwriting approval and related documentation to ensure portfolio quality and yield are maintained.
Skills : Knowledge Of Corporate Finance, Accounting.
Description :
- Maintained relationships with affiliated banks to participate in loans over their legal lending limits, and submit them to the loan committee for approval.
- Supervised a team of local credit analysts in training and assisting with the finished products.
- Built and expanded Treasurer / CFO relationships with corporate clients; Originated dialogue at both headquarters and local levels, educating clients on JPMorgan's corporate banking capabilities for subsidiaries of Japanese clients.
- Partnered with local and headquarter corporate bankers and product partners to identify new business opportunities and collaborate on deal execution; Escalated the needs of clients with local and regional product partners to drive product development ideas
- Created forward-looking business plans for clients and maintain existing business relationships.
- Conducted comprehensive client analysis to identify business needs that can be met with JPMorgan's array of corporate banking products (e.g. payments, trade, escrow, derivatives, capital markets, credit, risk management, asset management, etc.).
- Conducted regular cross-functional reviews with peers locally and regionally to ensure coordinated management of client relationships and business opportunities.
Experience
2-5 Years
Level
Junior
Education
Bachelor's In Finance
Corporate Banker Resume
Objective : As a Corporate Banker, used an automated business development system to manage individual calling programs, schedule appointments, develop customer profiles or cross-sales opportunities, follow up with customers, and book new business.
Skills : Taxation, Communicational Skills.
Description :
- Built relationships with CFOs, Owners and Negotiated loans, and lines of credit.
- Wrote credit analysis requests and Advised clients on cash management, and foreign trade products and implemented them.
- Built over a dozen new banking relationships and originated over $100M in credits.
- Provided direct service to commercial clients of the bank with respect to deposits, loans, and other miscellaneous products and services.
- Ensured a strong Risk & Control framework is maintained with an ongoing focus on adherence to KYC, AML, Reputation Risk, and other standards.
- Performed the initial screening of new transactions and Created a diligence request/questions list in preparation for introductory calls.
- Formulated and corresponded with prospective clients in gathering all diligence materials.
Experience
2-5 Years
Level
Junior
Education
Bachelor's In Finance
Corporate Banker Resume
Summary : As a Corporate Banker, conducted client interviews. Analyzed, with credit analysis staff, the creditworthiness of clients. Negotiated with the client to obtain optimal terms and conditions. Sought additional approvals or policy exceptions as necessary.
Skills : Interpersonal, Negotiation.
Description :
- Worked to ensure the corporate banking needs of business clients are met and served as their primary banking representative.
- Retained and grown a portfolio typically between $150 and $250 million and met annual goals established by management.
- Cultivated new business from existing and potential clients and cross-sells in order to meet client needs and deepen relationships.
- Exposured to Commercial Real Estate loans (owner-occupied) and Ensured credit quality standards are executed and Continually strived to build upon knowledge and maintains strong credit analysis skills.
- Worked to develop Centers of Influence by participating in various community activities, and civic and charitable organizations.
- Provided sales information on a timely basis to be included as part of client service and sales performance reports.
- Monitored individual sales performance versus objectives on a regular basis; discussed the performance with the supervisor on a frequent basis.
Experience
7-10 Years
Level
Consultant
Education
Bachelor's In Finance
Corporate Banker Resume
Summary : As a Corporate Banker, oversaw proper execution of documents in accordance with bank policy. Closed the transaction. Understood the credit strengths and weaknesses of clients. Monitored borrowers performance and communicates with management and the credit department.
Skills : Deal-Making Skills, Familiarity With Relevant Laws.
Description :
- Performed maintenance calls, conducts follow-ups, and performed credit collection work as necessary for assigned accounts.
- Reported credit deterioration promptly and works with Special Assets to mitigate potential losses.
- Maintained a thorough knowledge of the features and benefits of all corporate banking products and services.
- Worked with the Corporate Banking Portfolio Specialists to service the immediate needs of the clients.
- Assisted clients in obtaining specialized services from other bank departments as necessary; assisted clients with specific inquiries or service problems.
- Prepared and maintained accurate records of all client service calls made and meetings held with present and prospective clients.
- Maintained a working knowledge of bank operating policies and procedures.
Experience
7-10 Years
Level
Consultant
Education
Bachelor's In Finance
Corporate Banker Resume
Objective : As a Corporate Banker, perceived additional needs arising during negotiations and closing. Discussed additional services available to determine client interests and needs. Built strong collaborative partnerships across the organization i.e., Branch Network, Wealth Management, and First Commonwealth Insurance Agency.
Skills : Regulations, Chartered Financial Analyst.
Description :
- Led the preparation of the Large Dollar Call screening memo and Engaged and guided the underwriting process for new transactions.
- Assisted Team Lead in the preparation of preliminary IOIs and term sheets.
- Directed communication with the credit department to ensure transactions are staying timely and ongoing management of the underwriting process for the LOB.
- Played a key role in the formulation and editing of credit packages, working hand in hand with the PM to fine-tune all credit product work.
- Owned the primary relationship with the client by being the client's main contact point for all business banking requirements, to ensure that the portfolio is serviced appropriately.
- Secured new business and /or sales by headhunting new business from current and prospective clients.
- Reviewed and negotiated new pricing structures with clients, in line with the Absa pricing policy.
Experience
2-5 Years
Level
Executive
Education
Bachelor's In Finance
Corporate Banker Resume
Objective : As a Corporate Banker, kept abreast of industry, competitor, financial market, and other changes that may impact their portfolio or department. Assembled financial information and coordinated the generation of complete loan packages for approval presentation.
Skills : Banker, Risk Management.
Description :
- Managed a portfolio of clients from a business and risk perspective to ensure the bank's risk is minimized.
- Analyzed and balanced credit risk with client capabilities linking available securities with cash flow (once again the size of the clients needs to be considered as this impacts the complexity of financial analysis conducted), still ensuring that the bank obtains the yield they need to achieve.
- Originated, analyzed, structured, and closed profitable loan transactions, within TCF policies and financial goals.
- Determined key priorities for the program and work with the management team on outreach strategies for specific markets.
- Evaluated potential small business loan opportunities to determine whether they comply with SBA program requirements, meet community development priorities, and are financially viable.
- Continuously maintained and applied a thorough understanding of TCFs credit policy, SBA eligibility, and all necessary business practices to ensure the submission of accurate and complete loan application packages.
- Advised clients about mergers, acquisitions, shares, and other large-scale financial activities.
Experience
2-5 Years
Level
Executive
Education
Bachelor's In Finance
Corporate Banker Resume
Summary : As a Corporate Banker, developed and maintained referral relationships with a variety of centers of influence (COIs). Continuously maintained and apply a thorough understanding of TCFs credit policy, SBA eligibility, and all necessary business practices to ensure the submission of accurate and complete loan application packages.
Skills : Business Development, Planning.
Description :
- Kept management fully informed on all key factors of the bank, the portfolio, client relationships, and the competitive environment.
- Provided guidance and direction to the banks internal support personnel to ensure proper and accurate completion of loan transactions and day-to-day operational requirements.
- Formulated and executed a business development strategy to build a pipeline of commercial banking prospects and opportunities.
- Utilized internal and external networks to attract commercial banking prospects, including centers of influence, networking events, and industry conferences.
- Actively called on new prospects to identify new business or referral opportunities.
- Assisted in closing deals across all product groups. Achieved individual business development revenue goals.
- Sourced and evaluated all new credit opportunities and partnered with product specialists to cross-sell the banks products.
Experience
7-10 Years
Level
Management
Education
Bachelor's In Finance
Corporate Banker Resume
Objective : As a Corporate Banker, developed and executed a business development plan to achieve established goals and objectives. Implemented a disciplined contact schedule to promote client satisfaction, retain existing clients, attract long-term profitable customer relationships, and become the client's trusted financial partner through needs-based solutions.
Skills : Banking, Training.
Description :
- Pre-screened qualified loan opportunities, structuring deals to balance risk/rewards.
- Actively involved in pitching, structuring, negotiating, and closing new loan transactions.
- Oversaw and ensured sound underwriting practices for presentation to credit approver.
- Acted as the primary point of contact for overall commercial banking relationships.
- Maintained required subject expertise including product knowledge, general organization practices, and policies and procedures applicable to product lines and services.
- Managed a portfolio of up to 75 clients with credit outstanding up to $50MM. Functions with minimal levels of individual authority and negotiates with strict adherence to established guidelines, credit pricing, terms, and structure.
- Solicited new and prospective loan and deposit relationships for the Bank.
Experience
2-5 Years
Level
Executive
Education
Bachelor's In Finance
Corporate Banker Resume
Objective : As a Corporate Banker, Served as a mentor for other junior department members as they develop and refine credit underwriting, negotiation, and cross-selling skills/techniques.
Skills : Loan Assistant, Risk Management.
Description :
- Identified cross-sell opportunities for each assigned relationship and Marketed to assigned clients and prospects a broad range of financial products.
- Built internal relationships with other departments such as Product Management, Treasury Management, and Credit Underwriting to enhance the overall banking relationship ensuring the customer's business objectives are met.
- Proactively sought knowledge and mentorship from more Senior Relationship Managers to develop a thorough understanding of bank products, services, credit standards, and bank pricing parameters, business development programs/automated systems.
- Partnered with the Commercial Underwriter to assess the customer's credit risk and structure a credit solution that fits the customer's needs while remaining within acceptable risk guidelines.
- Identified client needs and works with customers to offer appropriate bank products and services.
- Cultivated prospects independently through customer referrals, networking, and participation in professional organizations, social contacts, and relationships built in the community.
- Developed relationships with customers through calling and customer support activities.
Experience
2-5 Years
Level
Executive
Education
Bachelor's In Finance
