Insurance Agent Resume Samples

Description :

1. Sought out new clients and developing clientele by networking to find new customers and generated lists of prospective clients.
2. Monitored insurance claims to ensure they were settled equitably for both the client and the insurer.
3. Selected the company that offered the type of coverage requested by the client to underwrite the policy.
4. Trained and managed numerous office hires and achieved significant improvements in their productivity.
5. Performed administrative tasks, such as maintaining records and handling policy renewals.
6. Conferred with clients to obtain and provide information when claims were made on a policy.
7. Ensured that policy requirements were fulfilled, including any necessary paramedical examinations and the completion of appropriate forms.
8. Developed marketing strategies to compete with other individuals and companies who sold insurance.
9. Explained features, advantages and disadvantages of various policies to promote the sale of insurance plans.
10. Successfully handled customer service, underwriting follow up, premium payments, new applications, and daily deposits.

Experience

7-10 Years

Level

Senior

Education

BS

Description :

1. Insurance sales and customer service to new and existing clients. Cold calling and prospecting for clients. Using creative options to increase sales and opportunities.
   Approaching potential clients by making presentations to groups or individuals at company-sponsored gatherings.
2. Determining the extent of present coverage and investments, ascertaining long-term goals.
3. Developing a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation.
4. Present options to prospective clients for medicare life insurance as well as annuity and investments.
5. Obtaining underwriting approval by completing the application for coverage.
6. Submitting all paperwork to stay in compliance with local, state, and federal laws, as well as company policies.
7. Enhancing insurance agency reputation by accepting ownership for accomplishing new and different requests, exploring opportunities to add.

Experience

0-2 Years

Level

Entry Level

Education

High School

Description :

1. Researching on business prospects through referrals, social media, cold calling, business to business in-person sales, and marketing.
2. Consulting with business prospects to discover their needs for employee benefits and other business-related insurance needs.
3. Researching, compiling, and proposing benefit packages for employee benefits and other insurance products that best fit the prospect's needs.
4. Maintaining an active client base and continue to research new products and services for current clients to assist with changing employment and business-related needs.
5. Following-up with clients to ensure they are satisfied with the products and services they have received.
6. Resolving any issues the client may have faced with the appropriate solutions and services.
7. Communicating with clients through verbal and written communications in a timely manner.
8. Continuing on-going training with appointed national carriers for sales techniques, benefit and insurance-related products, and business to business marketing.

Experience

5-7 Years

Level

Senior

Education

BS

Description :

1. Ensuring that customers service needs were addressed in an effective and efficient manner.
2. Evaluating prospective customers homeowners insurance needs to determine eligibility and recommend proper coverage options.
3. Meeting with prospective customers and business owners in their homes, businesses and other settings.
4. Presenting supplemental insurance information to business owners, their employees, and individuals.
5. Helping people determine which products best fit their needs. Assisting current policyholders in filing claims as needed. Assisting businesses during open enrollment.
6. Contacting prospective and current clients via telephone to provide quote and policy information, followed up as needed.
7. Managing and producing existing insurance policies on both personal and commercial lines.
8. Met with 4 to 6 existing and prospective clients each week to select appropriate insurance policies.
9. Analyzing clients’ current insurance policies and suggest additions or other changes.

Experience

2-5 Years

Level

Junior

Education

BS

Description :

1. Interviewed prospective clients to learn about their financial needs and to discuss any existing coverage.
2. Processed applications, payments, corrections, endorsements, and cancelations.
3. Promoted products to customers in person, by telephone, and in writing.
4. Followed up with potential clients regarding online information requests.
5. Presented and explained insurance policy options to clients based on their needs and goals.
6. Focused on seniors and near retirement customers and families while providing business solutions as well.
7. Received/called on policyholders to deliver and explain policy, to analyze insurance policy and suggest additions or changes.
8. Explained features, advantages, and disadvantages of various policies to promote the sale of insurance.
9. Maintained property, casualty, life, health accident insurance license.
10. Use company software to analyze customer coverage needs, write quotes, and issue policies.

Experience

7-10 Years

Level

Senior

Education

BBA

Description :

1. Selling various types of supplemental insurance policies to businesses and their employees and also to individuals on behalf of Aflac, including disability, hospital, accident, life, dental and vision.
2. Calling on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
3. Seeking out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
4. Ensuring that policy requirements are fulfilled, including any necessary health history and the completion of appropriate forms.
5. Performing administrative tasks, such as maintaining records and handling policy renewals.
6. Monitoring and executing insurance claims to ensure they are settled equitably for the insured.
7. Keeping abreast of rapidly evolving technology. Recommending, selecting and located product based on client needs and desires.
8. Regularly seeking out opportunities to up-sell and add-on additional products.

Experience

10+ Years

Level

Consultant

Education

Associates

Description :

1. Managed daily and weekly workload by working from marketed lead cards. Secured face to face appointments.
2. Assessed and analyzed client needs and explained coverage levels with options to their specific solutions.
3. Provided quotes using specialized quoting software based on attained age.
4. Assessed client qualifications for products based on underwriting questions. Discussed payment methods and plans then bound insurance contracts.
5. Worked with field claims adjusters and handle claims on accounts as directed by the companies.
6. Utilized effective lead generation activities to identify new prospects.
7. Ensured that all contracts and paperwork are filled out correctly and filed on a timely basis.
8. Engaged in need analysis to determine specific details on prospective clients financial and investment.
9. Worked with field claims adjusters and handle claims on accounts as directed by the companies.

Experience

10+ Years

Level

Consultant

Education

Diploma

Description :

1. Licensed insurance agent specializing in health care and other insurance for seniors and baby boomers.
2. Responsible for prospecting, qualifying, compliance and sales of various insurance vehicles to appropriate clients.
3. Conducted face to face assessments, applications and qualification for appropriateness for insurance products.
4. Knowledgeable about long-term care, Medicare and other services for seniors.
5. Specialized in retirement and case management for seniors to ensure coverage for healthcare.
6. Discussed and strategized sales target with marketing representatives from carriers.
7. Updated rating system periodically to meet the accuracy of rates for new businesses.
8. Reminded customers of payment due date and submission of necessary documents.
9. Analyzed customers potential risks and needs and provided them with the option of coverage.
10. Sold average 120-140 policies per month for multiple non-standard companies.

Experience

7-10 Years

Level

Senior

Education

BA

Description :

1. Responsible for calculating the premium amounts and set up payment methods.
2. Skilled in assessing the client needs and providing advice on their coverage policies.
3. Quick to grasp the knowledge of new insurance products, policies, and their prices.
4. Experienced in maintaining favorable relationships with customers and companies.
5. Met with prospective customers and business owners in their homes, businesses and other settings.
6. Analyzed sales volume, retention and loss ratio trends to identify areas for improvement.
7. Analyzed and/or research auto policy information to assist policyholders in making informed decisions about changes, updates and/or questions about their auto policies.
8. Presented and offered for sale to eligible policyholders any additional products (i.e., homeowner policies, umbrella policies, etc. ) that are offered by the company.

Experience

10+ Years

Level

Management

Education

Diploma

Description :

1. Evaluated leads obtained through direct referrals, lead databases and cold calling.
2. Met with 25 existing and prospective clients each week to select appropriate insurance policies.
3. Modeled exceptional customer service skills and appropriate diagnostic sales techniques.
4. Calculated quotes and educated potential clients on insurance options.
5. Provided extensive product presentations with strong customer service skills, allowing for strong report building, confidence in overcoming objections, and helped to develop new agents.
6. Attended functions lead by different ethnic groups to introduce paps products.
7. Interacted with clients in daily bases to resolve problems and to keep their account up to date.
8. Maintained records and files, handling confidential information according to HIPPA regulations and with discreet.

Experience

5-7 Years

Level

Executive

Education

BS

Description :

1. Delivered and explained the policy, to analyze insurance programs and suggest additions or changes, or to change beneficiaries.
2. Customized insurance programs to suit individual customers, often covering a variety of risks.
3. Explained features, advantages and disadvantages of various policies to promote the sale of insurance plans.
4. Performed administrative tasks, such as maintaining records and handling policy renewals.
5. Conferred with clients to obtain and provide information when claims are made on a policy.
6. Monitored insurance claims to ensure they are settled equitably for both the client and the insurer.
7. Attended meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
8. Kept current with industry standards by participating in educational workshops, reviewing professional publications, maintaining personal networks, and participating in professional organizations.

Experience

10+ Years

Level

Consultant

Education

BS in Healthcare Management

Description :

1. Oversaw inventory and office supply purchases. Verified and logged in deadlines for responding to daily inquiries and outlined the appropriate process and procedures necessary to fulfill and complete inquiries.
2. Facilitated organized record retrieval and access by maintaining a filing system for customers.
3. Promoted client retention through high-quality service and follow through.
4. Developed new financial service opportunities with both existing and new clients.
5. Supported can include responding to inquiries regarding insurance availability, eligibility, coverages, policy changes, transfers, claim submissions and billing clarification.
6. Developed ongoing networking relationships with small business owners - such as real estate agents, mortgage lenders, auto dealers, etc.
7. Exceeded performance goals by setting quality appointment leads for field agents.
8. Answered inbound phone calls from prospective members wanting more information on plans.

Experience

10+ Years

Level

Management

Education

High School Diploma

Description :

1. Prospected for new business by following up on sales leads generated from lead databases, marketing, cold-calling, and referrals.
2. Follow up with prospective clients by phone, email, appointment, or direct mail.
3. Presented and explained insurance policy options based upon prospective client needs and goals.
4. Set appointments with prospective clients to present insurance packages offered.
5. Sold various types of Allstate automobile and home insurance to individuals.
6. Prospected and generated new business through telemarketing warm leads, referrals, networking, and cold leads. Generate insurance quotes in high volumes.
7. Printed remittance report, count payments and put in deposit bag ready for drop off the next morning.
8. Adhered to all position-specific administrative policies, including but not limited to confidentiality, non-disclosure, and program-specific material usage.

Experience

0-2 Years

Level

Entry Level

Education

Certificate

Description :

1. Operated in a high volume call center environment by responding to incoming calls.
2. Responded to scheduled appointments to discuss health insurance plans, determined if Medicare members should stay with their current supplement plan or change.
3. Maintained state licensing requirements, kept abreast of regulatory changes and requirements.
4. Remained current on product offerings, enhancements, and or changes/modifications.
5. Exercised responsive and timely follow-up to customer inquiries in an effort to finalize and or preserve the sale recommend solutions and provide product options to meet customer needs, including increased coverage and combinations.
6. Enhanced insurance agency reputation by accepting ownership for accomplishing new and different requests, exploring opportunities to add value to job accomplishments.
7. Developed a base for long-term sources of clients by using referrals, occupational, and special-interest groups to compile lists of prospects.
8. Enhanced insurance agency reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments.

Experience

2-5 Years

Level

Junior

Education

High School Diploma