A Junior Loan Officer is responsible for evaluating, authorizing, recommending approval of loan applications for people and businesses. Working under the management of senior official, these officers disburse the following tasks as mentioned on the Junior Loan Officer Resume – contacting companies, or people and determining the purpose of the loan, meeting loan applications and gathering personal information and answering questions; explaining different types of loans the terms of each one to applicants; obtaining and verifying and analyzing the financial information such as credit rating; reviewing loan agreements, approving loan applications and referring them to the management; and updating account information.
To excel in this role, the following skills are needed – prior work experience, familiarity with computers and banking applications and software; solid understanding of direct and indirect lending products and practices, excellent communication and interpersonal skills; the ability to work in a goal-oriented environment; and sales competencies. A Degree in finance or economics is commonly highlighted on eligible resumes.
Summary : Experienced in multiply roles within the mortgage industry such as processing supervisor, loan officer assistant, and junior loan officer. Proven ability to provide exceptional customer service to both internal and external customers.
Skills : Microsoft Office Suite, Attention To Detail, Customer Service, Problem Solving, Time Management, Analytical, Communication .
Description :
Met with applicants to obtain information for loan applications and to answer questions about the process.
Analyzed applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
Educated customers on the different types of loans and credit options that are available, as well as the terms of those services.
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Reviewed and updated credit and loan files.
Reviewed loan agreements to ensure that they are complete and accurate according to policy.
Computed payment schedules.
Stayed abreast of new types of loans and other financial services and products in order to better meet customers' needs.
Submited applications to credit analysts for verification and recommendation.
Experience
10+ Years
Level
Senior
Education
BS in Business and Religion
Junior Loan Officer Resume
Headline : Junior Loan Officer possessing outstanding interpersonal, analytical, and organizational skills. An effective manager with the skills necessary to direct, train and motivate staff to their full potential. A licensed insurance professional with extensive experience in sales, prospecting, and lead generation.
Skills : Visual Design, Blueprint Reading, Shipping And Receiving, Forklift Operator, MS Office, MS Word, Powerpoint, Project Management, Management.
Description :
Recommended loan approvals and denials based on customer loan application reviews.
Originated, reviewed, processed, closed, and administered customer loan proposals.
Compiled database of loan applicants' credit histories, corporate financial statements, and other financial information.
Reviewed and edited loan agreements to ensure accuracy.
Created strategies to develop and expand existing customer sales, which resulted in a 30% increase in annual sales.
Maintained strict confidentiality of bank records and client information.
Averaged 2 solution add on per credit account opened.
Experience
5-7 Years
Level
Executive
Education
BA in Business and Leadership
Junior Loan Officer Resume
Objective : A talented Customer Service and Sales Representative with experience in performing a variety of support duties requiring a range of skills and knowledge of policies and procedures. Acquiring a position to assist and direct customers, resolving problems and inquiries while working in a fast-paced and dynamic organization.
Skills : Microsoft Office, Customer Service, Team Player.
Description :
Performed daily maintenance of the loan applicant database.
Determined appropriate rate locks, issuance of disclosures, overage and underage waivers, and fee waivers.
Educated customers on the variety of loan products and available credit options.
Executed the loan origination process, including ordering credit reports, appraisals, and preliminary title reports.
Researched insurance information and flood certificates.
Assisted senior-level credit officers with complex loan applications.
Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
Interviewed an average of 8 mortgage loan applicants per month.
Experience
2-5 Years
Level
Junior
Education
HS Diploma
Junior Loan Officer Resume
Objective : Performance-driven, insightful associate with a proven ability to achieve and exceed performance goals in a high-pressure environment fully committed to developing a team atmosphere and implementing the necessary behaviors for a well-balanced performance. Dedicated to maintaining a reputation built on quality, service, and uncompromising ethics.
Skills : Sales, Laborer, Leasing, Business.
Description :
Worked with the mortgage officers to achieve sustainable results.
Led the region for overall performance through the transition.
Promoted teamwork, communicated with impact, and developed good partnerships.
Dedicated to meeting the expectations for internal and external customers.
Used first-hand customer information to improve products and services.
Established and maintained effective relationships with customers and partners to gain their trust and respect.
Effective informal presentation settings, commanding attention, and managing group participation.
Experience
0-2 Years
Level
Entry Level
Education
BS in Apparel Housing and Resource Management
Junior Loan Officer Resume
Objective : Currently responsible for promoting and producing 7 weekly comedy shows around the country. Experienced as a commercial real estate professional with success in the leasing and marketing of retail shopping centers. A proven track record as a top producer in a variety of sales positions with the ability to adapt to varying products and constantly changing markets.
Assisted in helping close 12 mortgage loans on average loans a month.
Assisted Loan Officers on loan type pre-approvals & inputting all information into Calyx Point & Dropbox using Adobe Acrobat.
Followed up with updates to each borrower as the loan transaction was in processing, prior to docs & also funding as well as filling UW Conditions.
Funded $1.2 million on average in residential mortgage loans a month.
Specialized in file flow process for FHA Streamline & HARP loans.
Collected all necessary documents for various loan types such as Conventional, VA, & FHA to submit to Underwriting by guidelines.
Performed brokerage services on behalf of clients by sourcing banks to refinance mortgages.
Assisted customers in refinance process by addressing their needs and concerns.
Experience
2-5 Years
Level
Junior
Education
HS Diploma
Junior Loan Officer Resume
Objective : Looking to improve the organization using my skills as a Commercial Loan Officer. Exceptional ability to analyze financial statements and business conditions.
Skills : Team Work, Microsoft Office, Verbal And Written Communication, Presentation And Public Speaking, Adaptability, Problem Solving.
Description :
Met with applicants and obtain information for loan applications and to answer questions about the loan process.
Conferred with underwriters to aid in resolving mortgage application problems.
Stayed abreast of new types of loans and other financial services products to better meet the customer's needs.
Explained to customers the different types of loans and credit options that are available, as well as the terms of those services.
Processed and disbursed loans.
Opened and closed member accounts.
Cross-sold services and products to benefit members.
Reviewed and completed weekly financial reports.
Experience
2-5 Years
Level
Junior
Education
Associates of Art
Junior Loan Officer Resume
Objective : Demonstrated achiever with exceptional knowledge of business practices. Skilled at learning new concepts quickly, working well under pressure, and communicating ideas clearly and effectively. Wide-ranged computer training, including knowledge of Microsoft Word, Excel, Access, PowerPoint, and the Internet. Enthusiastic and experienced in working with others.
Sought out new clients, manage current accounts, and cross-sell.
Established relationships with clients that allow recommendations to be well received.
Met all performance standards in my first full quarter.
Effectively use all systems with good organizational skills.
Created expertise in prospecting and cold calling new clients.
Made over 300 cold calls a day to prospective clients utilizing mortgage industry knowledge and sales skills.
Assisted mortgage officers in the processing of loans including document collection, payment collection for appraisals, and file reviews to ensure loans were completed effectively and quickly.
Assisted in setting appraisal and document collection standards for division, resulting in higher performance and consistency in role.
Experience
2-5 Years
Level
Junior
Education
BS in Marketing
Junior Loan Officer Resume
Headline : Worked in customer-service-oriented jobs that have goals that need to be completed throughout each day. Hard work is on the path to success. Interested in goal-oriented, success-driven work that motivates you and gets you excited for each day.
Skills : Microsoft Office, Google Docs, ActiveNet.
Description :
Developed and maintained banking relationships with potential clients, existing customers,s and community organizations.
Ensured compliance with banking policies, lending practices, and regulatory process statute.
Maintained knowledge of banking products and services, as well as knowledge of the industry.
Kept abreast of current developments and market trends, to further identify and service the customers' needs.
Supported the mortgage manager and clients during the loan application process.
Delivered mortgage application checklist items to client/borrower, analyzed applicants' financial status, credit, and property evaluation to determine the feasibility of granting loans.
Contacted numerous cold and warm leads.
Obtained information about customers' mortgage status, credit score, loan to value ratio, and competitor mortgage quotes.
Ascertained and evaluated customers' particular mortgage goals and requirements.
Experience
5-7 Years
Level
Executive
Education
Associates of Science in Mechanical Engineering
Junior Loan Officer Resume
Objective : Self-motivated Junior Loan Officer professional is highly proficient in developing creative solutions and implementing objective decision making. Maintains a positive attitude and works hard to build team relationships.
Skills : Microsoft Office, Multi-Line Phone System, Customer Service, Computer Skills, Detail Oriented, Data Entry.
Description :
Assisted a senior loan officer with his mortgage book of business.
Collected documents and tax returns are necessary for a mortgage loan.
Completed income analysis as required on self-employed borrowers to get accurate usable income for their loan.
Ordered appraisals through a third-party system.
Completed whatever tasks needed to get the loan approved and closed.
Created marketing materials to promote business within compliance guidelines.
Assisted Mortgage Loan Originator with all aspects of loan processing, pre-qualified clients, prepared and submitted loan applications for signatures.
Requested documents from clients and uploaded them into Encompass.
Requested insurance quotes and binders.
Experience
2-5 Years
Level
Junior
Education
General Studies
Junior Loan Officer Resume
Objective : Seeks to obtain a Junior Loan Officer position as an Administrative Office Professional with a reputable organization that will allow fully utilizing reading and writing, communication, and organization skills.
Skills : Computer Proficiency in Microsoft Word, Excel, Outlook, And PowerPoint, Strong Interpersonal And Organization. Excellent Knowledge Of Office Etiquette And Phone Manners, Accomplished Ability To Multi-task.
Description :
Set Appointments regarding home refinancing.
Negotiated to get affordable house payments for customers.
Matched appropriate payment plans.
Consulted and reviewed loan programs and requirements to prospective borrowers.
Work with assigned loan officers to get solicited company and self-generated applicants approved for various bank loans and products.
Approve loans within specified limits, and refer loan applications outside those limits to management for approvals.
Took thorough and complete loan applications by analyzing and prequalifying the applicant information to determine the viability of the customers.
Cold calls for new clients, and set appointments for loan officers.
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