Working under an experienced and licensed Underwriter, the Junior Underwriter will assist in activities relating to approving or rejection of loans to applicants. The Junior Underwriter Resume mentions the following limited duties associated with this post – investigating loan eligibility, making decisions to accept or reject loans, explaining the reason for denial, documenting reports, updating data and creating reports relating to the loans. The job description also includes assisting in the underwriting process, reviewing and monitoring loans, signing off underwriting conditions and tracking needed information.
The most sought-after skills for the job include – high attention to details, strong communication skills, up-to-date knowledge of changing policies, technology and rates; and MS Office proficiency. Negotiation and statistical skills are also a must. As this is an entry-level position, graduates from any degree can apply for this occupation.
Summary : An experienced professional that takes the time to understand the customers' needs and their business and provide the most valuable solution. Excellent interpersonal, organizational and time management skills.
Skills : Microsoft Office, Banking, Insurance Coordinator.
Description :
Communicates with the Underwriting Manager to advise of any branch processing issues.
Complete/review guideline checklist for FHA and VA loans and recommend delinquency programs.
Clears conditions as needed or by assignment of loans previously underwritten.
Reviews/approves and clears the conditions for 4506 tax transcripts to return using knowledge and experience to assure that the tax transcripts are in line with the income underwriting of the file.
Maintains company mandated turn times of new loans and resubmissions.
Fields and answers all incoming underwriting questions with regard to conditions and/or specific file issues to ensure immediate resolution.
Reviews and clears Fraud Guard conditions and provides information to underwriters of any required actions necessary for the loan approval.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Experience
7-10 Years
Level
Management
Education
Bachelor Of Business
Senior/Junior Underwriter Resume
Summary : Innovative business professional with solid analytical and interpersonal skills. A team player that learns new skills quickly. Ability to work independently or in a team environment. Dependable, positive individual with outstanding customer service and collection skills.
Skills : Skills Audio Software: Pro Tools HD, Logic Mastering.
Description :
Analyze customer's financial position to resolve delinquency by evaluating and ensuring overall documents are accurate, complete and compliant.
Review financial statements, credit reports, applicable ratios, and other supporting documentation acceptability.
Ensure a complete and accurate package is received before submitting to underwriting for review.
Resolve complex issues regarding processing/closing basic loans, curing loan defaults and recovering past due payments.
Process client information to determine which programs the client qualifies for.
Communicate with clients or authorized third parties for outstanding requirements and additional information.
Document detailed notes into the main database pertaining to each activity taking place on the loan.
Contact attorneys to gather outstanding fees and costs and sale dates.
Experience
10+ Years
Level
Senior
Education
Master Of Science
Junior Underwriter III Resume
Summary : Contract Administration Paralegal with experience in coaching and mentoring to achieve optimum corporate objectives. Detail and goal oriented project manager with proven track record in streamlining processes. Successful problem solver in both corporate and field environments. Effective in creating a positive and productive work atmosphere. Demonstrated proficiency in assisting with corporate joint ventures and mergers.
Skills : Microsoft Office, Excel, Word, Power Point, Outlook.
Description :
Responsible for underwriting conventional residential and commercial loans with accuracy and expediency.
Examined loan documents for accuracy and completeness and worked with departments and loan officers to secure all required documentation and loan conditions were met and state and federal compliances were met.
Facilitated interdepartmental communications.
Determined appropriate loan terms by running loans through Desktop Underwriter (DU) and Loan Process (LP).
Uploaded loans to Various Lenders to search for the best rates for borrowers.
Coordinated closing and RESPA signings with the title agency to achieve desired closing dates.
Assisted title agencies with clear issues to expedite the clean title clearance.
Experience
7-10 Years
Level
Management
Education
Legal Studies
Junior Underwriter II Resume
Summary : Solutions-oriented administration and account management professional with insurance industry experience and valuable training in underwriting, management, marketing and communications.
Skills : Ms Word, MS Office.
Description :
Provides support to members of the Financial Lines team in the areas of underwriting operations, procedures, policy issuance, and endorsements.
Clear and log accounts into underwriting systems for Underwriter review.
Respond to broker requests for service and assistance.
Provide renewal documents to brokers for all coverage lines within specified guidelines.
Execute policy changes; monitor receipt and processing of company endorsements.
Manage timely and accurate booking of policy premiums and collection processes.
Develop and maintain strong relationships with key brokers and clients.
Proactively develop relationships with internal functional areas involved in the Underwriting process, including Operations, Premium Accounting, and Claims.
Experience
7-10 Years
Level
Management
Education
Office Administration
Junior Underwriter I Resume
Summary : To secure a position with a well established organization that will lead to a lasting relationship in the field of compliance; where can maximize research, writing, and analytical skills.
Skills : Excel, Word, 10-Key.
Description :
Promoted based on underwriting performance and knowledge.
Wrote FHA and VA loans, bond programs, Cal PERS, STRS, and CAL FHA loans.
Pre-qualified borrowers for loan programs, identifying the alternative programs to match requirements in case of initial rejection.
Managed additional data associated with government-based loans.
Provided recommendations to loan officers.
Researched and learned state laws/regulations to ensure compliance.
Received "Outstanding" ratings on annual performance evaluations.
Experience
10+ Years
Level
Senior
Education
Pre Med
Junior Underwriter/Specialist Resume
Summary : Attain a challenging, customer service position where the application of skills and experiences will positively impact customer relations and retention. Underwriter manages an assigned territory and performs a variety of tasks including building and maintaining excellent relationships with our agency partners.
Skills : Microsoft Office, Microsoft Word, Microsoft Excel.
Description :
Responsible for clearing conditions for loan approval.
Order mortgage insurance and review guides to make sure loan conforms.
Customer service with brokers, account executives, & mortgage vendors.
Assigned as the primary underwriter for WA, OR, ID for 70 agents.
Trained new junior staff as requested.
Reviewed and assisted in the underwriting of mortgage loans in accordance with established policies and procedures and appropriate guidelines.
Received all compliance documentation as per state and federal laws.
Experience
10+ Years
Level
Senior
Education
Banking
Junior Underwriter/Analyst Resume
Summary : Junior Underwriter will assist the underwriters in developing, implementing, and maintaining the underwriting process for all new business. This includes responsibilities for policy issuance, claims processing, and decision-making.
Skills : Word, PowerPoint, Excel.
Description :
Review and analyze credit, income documents, assets, and appraisal.
Review appraisals and checks to see if there are any property issues that may require additional comment by the appraiser.
Assemble entire package that may be underwritten by the lender.
Communicated rate, term, program, points, and conditions with brokers setting expectations for receipt of necessary documentation.
Provided pipeline reports as needed by Account Executives.
Updated information on loan processing and pipeline management systems, ensuring data was consistent with documentation received.
Verify information with potential borrowers, employers, and originators.
Experience
10+ Years
Level
Senior
Education
Associates Of Art
Junior Underwriter/Analyst Resume
Objective : Obtaining employment where can utilize talents, experience and assets to advance and make a lifetime commitment within an established. Review all underwriting information to include applications, photographs, elevation certificates and third party internet resources to correctly underwrite the policy.
Responsible for assisting senior underwriting team in reviewing loan documentation and conditions for investor approval.
Underwrote less complex mortgage files ensuring compliance with appropriate investor standards.
Recommended modifications to senior underwriting team for approval or denial.
Worked with loan originator and processing staff to secure all required documents.
Provided training and direction to more junior staff.
Obtained government underwriting authority.
Responsible for understanding investors guidelines, policies and procedures.
Assist in special project assignments requested by Management.
Experience
2-5 Years
Level
Junior
Education
Accounting
Asst. Junior Underwriter Resume
Objective : Responsible for routing mortgage loan files through internal processing systems and obtain information needed to assist other processing team members in completing a file in order to achieve final approval from underwriting departments, and then into closing status.
Skills : Current Special Skills: Bonded, Notary, Teller, Hazard.
Description :
Performed data entry for all new loans submitted.
Answered inbound calls and performed outbound calls as necessary to maintain customer rapport.
Processed all new loans according to company specifications: ordered and reviewed credit reports, social security, and employment verifications.
Reviewed on-line instant property valuation to determine if full Appraisal was necessary.
Performed automated underwriting to determine if loan met program criteria for initial approval.
Communicated results to broker and Account Executive.
Obtained all necessary documentation to ensure final approval.
Experience
2-5 Years
Level
Junior
Education
Banking
Junior Underwriter Resume
Objective : Responsible for routing mortgage loan files through internal processing systems and obtain information needed to assist other processing team members in completing a file in order to achieve final approval from underwriting departments, and then into closing status.
Skills : Trid, Encompass.
Description :
Reviewing all documentation for accuracy and missing information.
Maintain daily goals of reviewing and approving 10-15 loans per day.
Generating an average of 45-50 approvals weekly.
Quality check and analyzing documents for accuracy.
Perform income, credit and property analysis on conventional loan files submitted.
Evaluate debt ratios and loan-to-value ratios Analyze challenging loan packages to render sound credit solutions.
Communicate with customers, insurance agents, and title companies to obtain missing documentation.
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