Loan Verification Analyst Resume Samples

Description :

1. Responsible for group low risk bankruptcy accounts and applying Bankruptcy Code requirements to those accounts.
2. Worked Portfolio of high risk accounts as in Southern District of Florida and Wells Fargo Financial files.
3. Partnered and assisted Corporate Procedures Department with process and implementation of Notice of Payment Change procedural manual.
4. Possessed great knowledge of Chapter(s) 7, 11, 12, and 13, reaffirmation agreements, Notice of Payment Change, Notice of Post Petition Fees and Cost.
5. Assisted with training.
6. Membered of Bankruptcy Development Focus Group Provides information relevant to the status of the Affidavit in Support of Motion for Relief, Proof of Claim (POC), Reaffirmation, B10 Form, Supplement 1 (Notice of Payment Change) B10 Form, Supplement 2 (180 Day Notice).
7. May conducted online research to supplement information required for assessment.

Experience

5-7 Years

Level

Executive

Education

MS In Business Management

Description :

1. Assisted team with ensuring that all credentials have been completed and submitted for logins and passwords for filing purposes in all 94 of the U.S.
2. Read and comprehended the contents of corporate trust agreements and servicing agreements.
3. Managed a caseload of 100+ litigated matters with limited assistance.
4. Entered monthly FC sales results for management.
5. Worked independently with limited direct mortgage customers.
6. Complianced with company policies and procedures while maintaining high quality and meeting all other standards.
7. Performed other related duties as required or as assigned Answer incoming calls and perform outbound calls on delinquent accounts Focus on building.

Experience

2-5 Years

Level

Executive

Education

MS In Business Management

Description :

1. Responsible for managing all aspects of assigned litigation case load.
2. Read, interpreted and researched legal documents.
3. Provided servicing research and support documentation to counsel in a timely manner to formulate a defense.
4. Communicated on a regular and ongoing basis with legal counsel and records particulars of the communication in the litigation database.
5. Assisted outside, in-house legal counsel and management with formulating our defense.
6. Travelled nationwide for pre-scheduled court appearances as well as appearances with very limited notification.
7. Testified in court for hearings, bench and jury trials, mediations, depositions, settlement conferences arbitration's and other mandatory court appearances.

Experience

7-10 Years

Level

Management

Education

Master's In Public Administration

Description :

1. Assembled, created, executed and/or reviewed loan documentation and associated reference source data and materials for purposes of verifying and preparing information and decisions in support of a variety of legal proceedings.
2. Responsible for managing a pipeline of loans while effectively communicating with internal and external attorneys and investors.
3. Served and signed as officer for the company.
4. Conducted online research to supplement information required for assessment.
5. Read,  interpreted, and researched correspondence and legal documents including summons, subpoenas, liens, bankruptcy, foreclosures, mortgages, deed of trust, promissory notes, assignments of mortgages and allonges, endorsements, plat/maps and surveys to determine specific issues and/ or course of action.
6. Authorized signer for Monument Street Funding - II, LLC.
7. Performed manual mortgage calculations to validate principal, interest, escrow accounts, etc.

Experience

7-10 Years

Level

Management

Education

Diploma

Description :

1. Assembled, created, executed, and/or reviewed loan documentation and associated reference source data and materials for purposes of verifying and preparing information and decisions in support of a variety of legal proceedings, including foreclosures.
2. Read, interpreted, and researched correspondence and legal documents.
3. Reviewed and executed affidavits.
4. Reviewed bankruptcy and foreclosure accounts.
5. Performed account audits.
6. Communicated with outside counsel to obtain missing documentation.
7. Reviewed and reconciled corporate advance charges.

Experience

7-10 Years

Level

Management

Education

MBA In Business Administration

Description :

1. Reviewed financial data of Home Equity accounts that are in default.
2. Compiled research of policies, procedures, and state laws to obtain an in-depth analysis of the files.
3. Attested and signed affidavits as an officer of the company.
4. Notarized documents for other team members.
5. Collaborated with our 2nd Level Review team in order to ensure quality, company compliance, and to maximize operational efficiency.
6. Worked with attorneys to collect the necessary information needed in order to execute the affidavit.
7. Maintained a high level of attention to detail to minimize risk for Wells Fargo, its investors, and customers.

Experience

2-5 Years

Level

Executive

Education

B.A. In Cultural Anthropology

Description :

1. Prepared affidavits or other documents, such as legal correspondence, and organize and maintain documents in paper or electronic filing system.
2. Responded, researched, and resolved escalated inquiries and complaints requiring special handling, which have been forwarded by mgmt committee members, agencies, and/or senior business leaders.
3. Assisted with managerial duties in regards to helping out team members, distributing daily work assignments to the team, and assisting with meeting deadlines on departmental projects.
4. Checked for accuracy and verify payment change information on B10, Escrow Disclosure Statements, and Adjustable Rate Mortgage letters for approval before the letters go out to the courts Conduct side by sides and team audits with the team members to ensure that their work is done properly, and to address any concerns along with providing additional training.
5. Worked portfolios of high risk accounts that require special attention in various bankruptcy court districts in the US.
6. Conduct quarterly training sessions with the team members to ensure that they have the proper training to perform their daily work.
7. Schedule and sit in on conference calls to keep up with departmental changes Help write and revise the policies and procedures for notice of payment change department.

Experience

2-5 Years

Level

Junior

Education

Business Management

Description :

1. Received and Reviewed loan files for accuracy and completeness, daily loan researching.
2. Examined and handled legal loan documents.
3. Validated and corrected customer information and completing loan packages for the checks team.
4. Researched and created Assignments, reviewing Mers Milestones Loans.
5. Researched Epost and Netro Online for supporting, or missing documents.
6. Performed special assignments as assigned, interfaces with operational areas.
7. Received and reviewed incoming work, contacting appropriate resources as needed.

Experience

2-5 Years

Level

Executive

Education

Diploma

Description :

1. Provided research support, uses multiple online systems.
2. Communicated quality issues, process risks to the Manager, as needed.
3. Assisted with the start-up of a new process that was previously retired from another Wells Fargo location and/or investor.
4. Ran daily reports to keep up with the production of the daily work being performed Compile weekly reports of payment change orders and send over to the vendor for processing.
5. Ensured the files I sign are complete and accurate.
6. Assisted with specific attorney requests when needed.
7. Performed DMDC/SCRA checks to properly escalate foreclosure files and/or verify legal compliance.

Experience

5-7 Years

Level

Junior

Education

High School Diploma

Description :

1. Designated Vice President Loan Documentation Quality Assurance, Foreclosure and Leadership Responsibilities including but not limited to: execution of peer reviews for notaries and affiants for legal documents prior to entering legal proceedings which include state specific affidavits, complaints, power of attorney, substitute of trustees, demand and indemnities, reforming mortgage, affirmation of plaintiff, surplus of funds etc.
2. Included gathering and analyzing financial relevant data for real-estate secured loans.
3. Compiled, analyzed and interpreted data for use in analysis and resolution of compliance and operational risk issues for FC outsourcing and Desk Review processes.
4. Collaborated directly with FC attorneys to determine bank options and financial strategizes on best course of action to minimize loss/mitigate expense related to foreclosure process.
5. Made equity decisions related to foreclosure outsourcing as well as foreclosure sale bid determination.
6. Extensive knowledge of national real estate market trends, property valuation techniques and processes for equity determination and strategic foreclosure bidding.
7. Performed detailed analysis on high risk accounts that are identified as having a weak net available equity at the time of outsource.

Experience

2-5 Years

Level

Executive

Education

Bachelors