A Mortgage Funder works for mortgage firms and other lending institutions. A well-drafted Mortgage Funder Resume mentions the following core duties – organizing and verifying the different aspects of the loan funding process. Other core responsibilities are listed on the Mortgage Funder Resume as – making sure that all documentation is in place, ensuring all documents are accurate, finalizing escrow amount for property taxes and insurance; clearing any approval conditions; and ensuring a smooth funding process.
To ensure a smooth funding process, the following skills are required – experience in assisting with escalated loans, the ability to maintain cordial relationships with borrowers and the management, and to adhere to the company’s policies and procedures; and experience in report writing. A degree is often listed on successful resumes.
Summary : Seeking a Mortgage Funder position with a reputable corporation that will enhance my skills and knowledge while making a positive contribution to the organization. Assisting direct manager with recruiting, interviewing and hiring of additional/replacement Closer(s)/Funder(s).
Reviewed the file for conditions and/or instructions from the underwriter, review and accurately detail all loan charges and prepare any documents required by the loan for funding Prepare and review title commitments for title issues to ensure all title defects have been addressed.
Reviewed flood certification to determine if property is in flood zone.
Completed a checklist on all files for post-closing auditing and review the final HUD prior to wire the funds to a third party.
Assured that all customer files are complete and in compliance with regulatory agencies and internal policies Correct any errors or obtain any missing items to allow the loan to fund.
Met all lock in dates and pricing requirements or Process requests for extensions to the applicant's commitments in accordance with Credit Union policy.
Audited HUD, signed documents for VA & FHA loans to make sure no deficiencies before the loan gets sold to investors.
Scheduled and conducted closings of mortgage transactions.
Experience
7-10 Years
Level
Management
Education
Bachelor In Business
Mortgage Funder Resume
Summary : Highly qualified Mortgage Funder with experience in the industry. Enjoy creative problem solving and getting exposure on multiple projects, and I would excel in the collaborative environment on which your company prides itself. Working with direct Manager on setting monthly goals. Coaching closing team regularly regarding job performance and provide feedback to direct manager for purposes of annual performance reviews.
Skills : Proficient In Yardi-MRI-Onesite-CASH-MicroSoft Office Suite.
Description :
Processed borrower information for loan consideration from underwriter acceptance to closing.
Generated, reviewed and approved HUD-1/Settlement Statement.
Calculated funding amounts for each loan package.
Balanced figures with closing agent.
Released wire and loan funds.
Shipped funded loan files to corporate office for final documentation Closed conventional, VA, and FHA loans.
Verified broker adherence to state and federal loan requirements.
Experience
10+ Years
Level
Senior
Education
Masters Of Business Administration
Mortgage Funder Resume
Headline : Strong interpersonal and communication skills with a demonstrated ability to develop and maintain sound business relationships. Proven ability to assume challenging roles, perform in highly visible positions, work under pressure to meet deadlines and produce strong sustainable results. Aggressive and energetic self-starter; effective working both independently and as a team member. Consistent success in surpassing productivity and performance objectives.
Maintained current knowledge of Policies and Procedures as they relate to documents and funding.
Researched and resolved problems or complaints from internal and external customers.
Accurated and timely reviewed of all loan documents.
Accurated and timely reconciliation of all fees and figures relating to each loan while paying attention to the GFE and Fee Sheet disclosures.
Followed loan checklist order as conditions are signed off and new information is received.
Prepared a complete list of all outstanding items remaining after review or corrections that must be made and promptly forwards to broker and closing agent or Title Company.
Followed up on open documents or items required to fund the loan.
Experience
5-7 Years
Level
Executive
Education
Bachelor Of Science In Production
Mortgage Funder Resume
Headline : Over 13 years' experience in mortgage loans, retail policies, legal compliance, and demonstrating accuracy of auditing 40 to 150 loans for completion by month end. Conducting periodic QC Audits to ensure compliance with all company quality standards. Assisting direct manager with review/responses to internal/external audits held at the Closer level. Reporting productivity and departmental errors on monthly basis to direct Manager; guiding team members as required.
Skills : Windows 7, Excel, Word, Outlook.
Description :
Reviewed and analyze borrower's documents for accuracy.
Reviewed Hud-1 settlement statement to ensure fees and loan terms are accurate.
Reviewed payoff amount, escrows amount, and principal amount are correct.
Maintained close communication with loan officers, processors, title companies and vendors.
Reviewed FHA purchases and refinances guidelines for legal compliance.
Confirmed funding date, reviewed wire amount and request funds from Title Company.
Funded 50 to 100 loans monthly.
Experience
5-7 Years
Level
Executive
Education
Bachelor Of Science In Production
Mortgage Funder Resume
Objective : Mortgage Funder is Effectively communicating to the closing team about company changes to policy and procedures. Acting as additional resource for the closing/funding/booking team and the branch. Supporting direct Manager as required. Assisting Post Closing Department with outstanding document requests held at the closer level. Actively participating in developing process improvements and efficiencies as an ongoing best practice.
Skills : Mortgage, Planning, Loan Documents.
Description :
Prepared final loan documents for mortgage closing packages.
Reviewed loan files to ensure loans are ready to close.
Managed assigned pipeline to close loans and fund in a fast and efficient timeline.
Coordinated with processors and underwriters to fulfill all outstanding conditions.
Ensured loan documents are properly signed while complying with company policy and state regulations.
Prepared files for funding and initiate wire transfers of funds.
Assisted Title/Escrow and shipping with wire discrepancies and additional documents needed.
Experience
2-5 Years
Level
Junior
Education
MS
Mortgage Funder Resume
Summary : Over 14 years in Mortgage Industry, funding team lead, funder, modification UW, QA auditor and loss mitigation. Bilingual in Spanish and English, computer literate and knowledgeable TRID, Encompass, SharePoint and Quantum. Knowledgeable with all mortgage streamline FHA, VA, USDA and Conventional. Engaging in verbal and written communication with Title Companies, Closing Agents and clients as necessary.
Skills : Written Communication, Verbal, MS Office.
Description :
Performed accurate input of all required funding fields prior to input in order to generate correct wire amount.
Funded 60 to 80 loans per month.
Exceeded daily closing requirement of 5 loans per day on consistent basis.
Maintained confidential information, such as pay stubs and tax returns.
Calculated wire amounts Order wires from bank.
Filed legal documents and maintain legal document files.
Coordinated the approval or rejection of funding real estate loans.
Experience
7-10 Years
Level
Management
Education
Bachelors
Mortgage Funder Resume
Headline : Mortgage Funder with 4 years of experience in Reviewing Closer pipeline for delegation of loans to substantiate loans are closing within expected timeframes. Monitoring pipelines and reporting for the purpose of identifying positive and negative trends in productivity within the closing team. Ensuring closing team is adhering to CIBC Bank Policy & Procedures and that loans are closed/funded in compliance with all State regulations. Effectively communicating to the closing team about changes to policy and procedures via in person and/or MS Team meetings.
Reviewed loan documentation by identifying compliance items, missing documentation, and document errors that could cause a salability issue or result in suspense from the investor.
Based in my review of the executed closing package I will initiate corrective action on any findings and follow up until resolved.
Determined on case by case basis if loan is able to ship or to be held until issues are resolved.
Validated the underwriting decision and verifying all documentation required to meet agency requirements has been obtained.
Required me to use analytical skills and have a strong attention to detail.
Authorized funding approval and disbursement of funds when all conditions set by the Underwriter are satisfied.
Prepared loans for funding in a High-volume Agency, and carefully reviewed all documents.
Experience
5-7 Years
Level
Executive
Education
Bachelor Of Applied Science
Mortgage Funder Resume
Headline : Mortgage Funder with 3 years of experience in Possessing proactive initiative and flexibility. Adapting to market, regulatory, agency, and investor requirement changes. Working directly with Closers/Funders/CD Preparer by providing training and daily support. Assisting team of Closers/Funders by overseeing the preparation of closing documents and the funding/booking of loans to include outgoing wire review and signoff (as authorized); Final CD preparation in meeting TRID timelines.
Skills : Public Relations , Mortgage.
Description :
Served as a contact between account manager and customers.
Ordered titles, entered appraisals, reviewed mortgage for accuracy and ensured compliance with guidelines.
Provided service that meets the standards defined by the Company.
Worked independently and manage the pipeline to ensure deadlines and production goals are met.
Ensured all closing conditions as outlined by the underwriter, and documentation needed to comply with secondary market requirements, are obtained and saved in the loan file.
Obtained the most current homeowner’s insurance policies and ensure that the proper coverage amount is in effect as of the day of closing and that the policies are paid or funds to pay the policies are collected at closing.
Performed the final verification processes regarding credit and employment and document the findings in the file.
Experience
5-7 Years
Level
Executive
Education
Bachelor Of Applied Science
Mortgage Funder Resume
Headline : Mortgage Funder is Possessing excellent verbal and written communication skills. Working independently and/or remotely and take action, as needed, to complete the loan files. Effectively managing the loan pipeline and meet turnaround time standards. Adjusting to sudden changes in production numbers as dictated by market conditions.
Skills : Marketing, Loan Assistant, Production Management.
Description :
Obtained and cleared other conditions outlined on the loan approval to make sure the loan file, as closed, will meet the investor’s requirements.
Cleared the loan in the LOS system, making sure that changes do not affect the salability of the loan or the underwriting commitment.
Followed secondary market requirements and take appropriate actions if changes impact the original lending decision.
Coordinated with the title company/closing agent for the receipt of all closing fees and documents for the preparation of disclosures.
Prepared the Closing Disclosures within the timeframe outlined by the TRID regulation for residential first mortgages.
Updated the field in the LOS as required to produce a compliant document.
Challenged or question any inconsistencies as the Company is accountable to regulators and investors for the correct completion of the Closing Disclosures.
Experience
5-7 Years
Level
Executive
Education
Bachelor Of Applied Science
Mortgage Funder Resume
Summary : To obtain a Mortgage Funder is Communicating with mortgage brokers and outside companies, as needed, to keep them abreast of the file process and documentation requirements. Performing an analysis, considering. alternatives, and assessing the risk of action or non-action, takes appropriate steps when problems are encountered.
Skills : Designing, Funding, Laundry Assistant.
Description :
Prepared the closing documents in compliance with regulations, secondary market standards, MI company standards and Company procedures.
Responded to any borrower inquiry regarding the Closing Disclosures so that there is a full understanding of this document.
Coordinated with branch personnel for the closing of the loan, and with the borrower(s) regarding the closing appointment.
Assisted branch personnel with any questions they may have regarding loan closings.
Reviewed closing documents after closing to ensure that they were executed correctly prior to the funding of the loan.
Assisted with post-funding functions, as needed.
Upheld the Company’s compliance with anti-money laundering policies and procedures.
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