The Personal Lines Underwriter will typically assess the insurance company’s customers and decide if they are eligible for getting the agency’s services or not. Such decisions are made after considering various determinants such as the person’s risk including review of tax returns, financial statements, and other relevant documentation. A well-drafted Personal Lines Underwriter Resume mentions the following tasks and duties – evaluating the client’s needs related to the requested insurance; informing clients about the company’s products, making sure the files are up to date and accurate, and providing credit-related decisions.
Candidates for this role generally need to have a bachelor’s degree with experience in related positions. They should have strong verbal and written communication skills and have the ability to adhere to deadlines and possess strong analytical skills. Additionally, the underwriters must be able to work under minimum supervision and have a computer operating knowledge.
Headline : Insurance Professional with experience in management, sales, marketing, underwriting and billing. Department level manager and experience in Contact Centers.
Established sales projections and goals, and developing business and action plans.
Consistently exceeded annual growth and profitability goals for territory.
Ranked Number One in quality assurance reviews.
Created standardized processes for all personal lines employees throughout 10 locations.
Analyzed and interpreted data from various reports and utilized this data to reshape agent behavior, reestablished expectations.
Identified business leads both on individual risks and book transfer opportunities, communicated results.
Discussed upcoming changes and solicited feedback for improvement.
Experience
5-7 Years
Level
Executive
Education
Business Administration
Personal Lines Underwriter II Resume
Headline : Desire is to gain exposure in the area of strategic planning because love to analyze problems and create implementable solutions.
Skills : Verbal Written Skills, Management.
Description :
Analyzed data to integrate into the risk analysis and underwriting process while serving as a point-of-contact for colleagues and superiors on issues.
Monitored agency loss ratio, frequency, and retention to formulate corrective action plans when necessary.
Reviewed exposures and coverages against losses and other risk factors or hazards.
Negotiated with agents in regard to a new business in order to maintain a profitable book of business.
Proposed coverage modifications to align policies with risk assessments.
Protected company assets as part of the underwriting process.
Assisted agents with policy reinstatements and cancellations as needed.
Experience
5-7 Years
Level
Executive
Education
Diploma
Personal Lines Underwriter/Representative Resume
Summary : Responsible for Evaluating new business applications and renewal policies for acceptance, modification, or denial in accordance with internal underwriting guidelines.
Skills : Information Services, Internet Explorer, Lotus Notes.
Description :
Updated and approved new business for the Personal Lines of business assigned.
Related endorsements for the Personal Lines of business assigned.
Performed customer service duties including but not limited to responding to general questions and inquiries.
Maintained awareness of company, underwriting, territory and agency goals.
Analyzed related statistical data in order to monitor these goals.
Maintained awareness of agency status and effectively guides the agent toward achieving company goals.
Served as a primary resource of agency information for the territory manager and assists in strategic planning.
Experience
7-10 Years
Level
Management
Education
Consumer Resources
Personal Lines Underwriter/Analyst Resume
Headline : Maintaining positive agency relationships in order to achieve growth, profitability, and retention goals, Gathering data, and conduct an evaluation to determine risk in order to scale rates and approve insurance coverage.
Skills : Customer Service, Management.
Description :
Charged of underwriting personal lines policies in the State of Florida.
Assisted in the instruction of assistants on the issuance of binders, policies, invoices, endorsements, inspection review, and renewal quotes.
Maintained a good working relationship with the retail agents by advising them of new programs or services.
Sent new business and accepting re-write offers through other carriers. Loss ratios with carriers are low compared to the market place.
Created and implemented the use of an excel spreadsheet.
Calculated the Scottsdale Farm & Ranch program and also generate a quote letter.
Developed and implemented a reporting form program with CNA Insurance.
Experience
5-7 Years
Level
Executive
Education
Information Systems
Personal Lines Underwriter III Resume
Summary : To establish a long-term career in a company where I may utilize my Personal Lines Underwriter III professional skills and knowledge to be an effective Associate Program Manager and inspiration to those around me.
Skills : Analytical Skills, Verbal Communication Skills.
Description :
Evaluated new business auto applications for underwriting accuracy.
Maintained a business partnership with Allstate exclusive agents, to identify product and sell opportunities to promote Allstate's products.
Created and monitor marketing sales tools for agents to use as speaking points in order to leverage their sales strategy to market a larger.
Developed new clientele by networking and partnering with professional organizations and clubs.
Reviewed insurance proposals to determine appropriate levels of insurance coverage.
Evaluated customer suitability for insurance coverage while taking into consideration of legal ramifications.
Applied various underwriting techniques and standards to ensure accurate analysis.
Experience
10+ Years
Level
Senior
Education
Bachelor Of Science
Personal Lines Underwriter/Director Resume
Headline : Responsible for Reviewing and evaluating applications for new personal lines policies for acceptability and conformance to company underwriting guidelines.
Skills : Type 45 Wpm, Communication Skills.
Description :
Processed correspondence from agents and customers.
Underwrote exposures and apply the state guidelines to automobile and homeowner.
Discussed automobile and homeowner quotations over the phone.
Processed and underwrote automobile and homeowner quotations for customers and oversell if competitive.
Started as a Personal Lines Rater promoted due to excellent performance.
Analyzed all personal lines of business to determining acceptability and to control, restrict, or decline according to company guidelines.
Explained coverage, rules, forms and decisions to agents and staff.
Ascertained that all file documentation complies with underwriting and authority level standards, and passes all audits.
Experience
5-7 Years
Level
Executive
Education
Diploma
Personal Lines Underwriter/Co-ordinator Resume
Summary : To obtain a position which computer, clerical, writing, and networking skills can benefit employer as well as well as an employment opportunity that could lead to a long term career.
Skills : Typing 80-90 wpm, Microsoft Office, Photograpy, Graphic Design.
Description :
Decisions based on analysis, experience, and judgment in accepted, modified or rejected risks.
Reviewed and considered loss experience, investigative reports, claims activity, file information and nature of risks, etc.
Understood and adhered to filed rating plans.
Built and enhanced the agency relationship by making contact that conveyed interest in the agency's needs and goals.
Completed all transactions in a first time final mode.
Assisted in providing agency staff with education when necessary.
Managed a territory of insurance producers with responsibility for profit and production goals.
Experience
7-10 Years
Level
Management
Education
Nursing Assistant
Lead Personal Lines Underwriter Resume
Summary : To obtain a position in the Portland, OR area where can utilize superior interpersonal and technical skills, Reviewing and evaluating policy change requests for acceptability and conformance to company underwriting guidelines.
Responsible for provided underwriting services for agencies with a combined Direct Written Premium.
Influenced agency success through effective relationship building.
Reduced Loss Ratio by points for a third-most leveraged agent in Northeast Region.
Conducted regular training sessions on insurability guidelines for agents and their staff.
Presented on various Underwriting initiatives at quarterly district meetings.
Mentored associates from other departments who are interested in underwriting positions.
Implemented a sit/stand workstation program in the Harrisburg Regional Office.
Experience
7-10 Years
Level
Management
Education
B.A
Associate Personal Lines Underwriter Resume
Summary : Energetic business professional, self-motivated, goal-oriented, with the ability to quickly learn and adapt to any work environment.
Skills : Information Services, Internet Explorer, Lotus Notes.
Description :
Managed half of the homeowner's underwriting book of business.
Reviewed both HO-3, HO-6 policy form applications for Wawanesa Insurance.
Recommended repairs, cancellations, and program qualifications for homeowner inspections.
Assigned risks based on their classification according to their degree of insurability.
Maintained a current flow of correspondence for customer concerns and policy changes.
Monitored endorsements for accuracy and program qualification.
Primary contacted for supervisors and customers homeowner book of business.
Experience
7-10 Years
Level
Management
Education
Communication Skills
Asst. Personal Lines Underwriter Resume
Summary : A sales role with a fast pace, growth oriented company where ability to learn and develop will result in new business and higher client satisfaction that increases the company's bottom line.
Skills : Written Communication Skills, Technical Skills.
Description :
Analyzed a variety of factors regarding risk selection, placement, pricing, and continuation.
Analyzed agents' books of business and developed recommendations with regard to profitably.
Worked with many different levels of people as an underwriter.
Strong communication skills were developed along with team building skills.
Able to prioritized workflow and function as an efficient member of a productive team Excel at customer service.
Analyzed claim reports and recommend repairs or policy cancellations.
Assisted with the hiring and training of new underwriters.
Experience
7-10 Years
Level
Management
Education
Medical Sonography
Personal Lines Underwriter Resume
Summary : To obtain a position that focuses on projects and process improvement, which ultimately will help all associates and our customers working with our systems and products.
Skills : Analytical Skills, Co-ordination.
Description :
Handled territory management for areas in Illinois, Wisconsin, and Minnesota.
Participated in a pilot program for the creation of teams.
Traveled to several other regionals to assist in backlog in underwriting.
Handled manual and automated rating of all home products and combo policies including data entry, error correction.
Supervised night crew in MasterCard and rejection card entry.
Handled catalog and parts ordering. Team leader overseeing a small group of employees.
Scheduled servicing for internal and external service of appliances.
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