Risk Manager Resume Samples

Description :

1. Market personal lines of insurance to expand the market throughout the Market.
2. Manage unique project initiatives and coordinate effective use to human resources, marketing campaigns with respect to company budgets.
3. Analyze transactions, internal reports and financial information for potential fraud risks Maintain reports of significant risks.
4. Determine clients' particular needs and financial situations by scheduling fact-finding appointments; determining the extent of present coverage and investments; ascertaining long-term goals.
5. Establish and monitor key risk indicators, as well as implement corrective action plans to mitigate risks Obtain underwriting approval by completing an application for coverage.
6. Complete coverage by delivering policy; planning future follow-up visits and evaluations of needs.
7. Help enhance insurance agency reputation by ensuring that my target market exhibits the type of risk management our company deems as their preferred mix of business.

Experience

5-7 Years

Level

Executive

Education

Accounting

Description :

1. Conducted on-site evaluations of state agency properties, facilities including manufacturing sites, new construction projects, and clinical facilities, fleet services, schools, and cafeterias to identify perils and risk exposures.
2. Monitored, conducted new construction projects to ensure code compliance.
3. Conducted consultations with state agency representatives to identify loss exposures and conduct program reviews.
4. Assisted senior-level managers and representatives of state agencies in accomplishing risk avoidance, prevention, and reduction, retention, transfer, and safety assessment for state agencies' risk management programs.
5. Wrote monthly Risk-Tex articles on safety and conducted training sessions as needed.
6. Reviewed state agency files, reports and programs for compliance with applicable state and federal laws and Commission rules relating to risk management.
7. Reviewed state agency accident/damage loss data and formulates risk control recommendations.
8. Reviewed state agency loss and exposure data contained in the Risk Management Information System (RMIS) to identify property and workers' compensation losses and exposure risks.

Experience

10+ Years

Level

Senior

Education

Bachelor Of Science

Description :

1. Revitalized the Risk & Insurance Department intended to provide direct support to state and local property-casualty risk management programs for over a dozen project sites.
2. Overhauled and directed a corporate-wide project that improved surety bond procurement arrangements, and centralizing indemnity agreements.
   
3. Reduced carrier price structures and rates to achieve a 10% reduction in costs, recovering fees from managed loss processes, settling claims prior to the associations filing of litigation.
4. Consolidating numerous insurance and broker programs such as Loss Control, Contractor Enrollment, Contractor's Credits & Close-Outs, Claims, and the ultimate closeout of the program.
5. Liaise with General and outside Counsel to organize corporate compliance standards and improved management of documents.
6. Developed standards for a selection of assets that required the purchase of an Environmental Protection Policy.
7. Collaborated on the remediation of a 30-story condominium tower with drywall.

Experience

2-5 Years

Level

Junior

Education

Business Administration

Description :

1. Investigate risk identified through the Bank's Know Your Client's new account screening.
2. Review suspicious transactions via an automated case management fraud detection system.
3. Investigate all known or suspected fraudulent, criminal activities against our products and operations, ensuring that proper organizational standards are followed.
4. Provide support to Investigators in regards to suspicious transactions, preparing documents for referral to law enforcement and assisting in establishing the integrity of potential and/or established Customer.
5. Establish procedures for reporting suspicious account activity, both internal and external and escalate increasing trends and fraud cases.
6. Review and take required action on daily account activity reports and suspicious transactions.
7. Investigate all known or suspected fraudulent, criminal activities against our products and operations, ensuring that proper organizational standards are followed.
8. Collections Communicate with debtors in regard to the repayment of their delinquent debt Profile debtors.

Experience

0-2 Years

Level

Entry Level

Education

Bachelors Of Science

Description :

1. Consistently demonstrate extensive credit risk understanding, testing, project management and mitigation by partnering with Senior Business and Risk Management to identify areas of emerging risk that warrant corrective action.
2. Lead reviews and mentor peers on risk based testing and effective continuous monitoring processes.
3. Enhanced established testing procedures and related process documentation to expand risk review coverage to the entire credit lifecycle.
4. Lead consumer reviews to ensure they are completed on time and identify key credit risks, process deficiencies or control weaknesses that warrant Senior Management attention and corrective action.
5. Redesigned the Consumer Loan Review Continuous Monitoring framework to proactively evaluate the level and direction of risk for each portfolio using independent quantitative and qualitative analysis.
6. Review issue remediation action taken to ensure the underlying risks identified have been mitigated.
7. Engage in regular discussions with key stakeholders, Risk and Executive Management to evaluate emerging risks, trends, initiatives and strategy changes.
8. Update Consumer Loan Review Policy, Procedures Manual and technical Job Aid to ensure procedures are accurate, appropriate and incorporate all regulator required activities.

Experience

5-7 Years

Level

Executive

Education

B.A. In Psychology

Description :

1. Enable Process Excellence and Change Management: design and implement process and change interventions that integrate strategy, technology and people to enable process improvements to create value for clients.
2. Manage Risk Process Excellence: help financial firms to follow a structured approach to managing risks across the organization by using an Enterprise Risk Management framework, build deep expertise in managing specific risks like Credit, Market, Operational, Supply Chain, Sustainability and Technology risks.
3. Integrate the risk and finance capabilities by creating common processes and shared services, systems re-using data sources; create and disseminate a risk culture throughout the client firm.
4. Identify, assess and solve complex business problems for area of responsibility, where analysis of situations or data requires an in-depth evaluation of variable factors.
5. Closely follow the strategic direction set by senior management when establishing near term goals.
6. Interact with senior management at a client and/or within Accenture on matters where they may need to gain acceptance on an alternate approach.
7. Catalyze decision-making process and act independently to determine methods and procedures on new assignments.

Experience

7-10 Years

Level

Consultant

Education

Master Of Science

Description :

1. Responsible for the development, implementation, and interpretation of campus and research foundation risk management initiatives, processes, and procedures.
2. Prepare and present a budget for campus and research foundation insurance programs including performing cost analysis, early-bird insurance projections, and apportionment of premiums.
3. Implement campus insurance programs including property, general liability, inland marine, student professional liability, foreign travel, automobile liability, special events, and workers' compensation.
4. Project liaison for major projects including VA/CSULB childcare development center, mobile health clinic.
5. Alternate Member of Board of Directors for California State University Risk Management Authority.
6. Review and approve insurance and indemnification language for contracts and bid documents.
7. Draft, promote, and train the campus community on Administrative Guidelines and Procedures.
8. Perform safety analysis and provide recommendations for campus and foundation tenant user events, summer camps, student events, foundation activities, and minor programs.

Experience

2-5 Years

Level

Junior

Education

Juris Doctor

Description :

1. Provided risk management leadership as Westinghouse embarked on large engineering, procurement, and construction nuclear power plants for the first time in the company's history.
2. Led risk management programs for major projects involving EPC contracts for AP1000 nuclear power plants in U.S.
3. Collaborated with project stakeholders to create risk register by identifying, qualifying, and quantifying both threats and opportunities, and with a project, team to develop/ implement risk response plans.
   
4. Instrumental in mitigating and avoiding millions of dollars of potential impact and in reducing potential schedule delays by identifying and managing risks on projects involving both plant design and construction.
5. Contributed to creation, peer review, and editing of the company's initial risk management processes and procedures.
6. Developed risk identification training for risk professionals and other stakeholders in the risk management program.
7. Participated in the selection process and deployment of Westinghouse's first state-of-the-art risk management enterprise software (Active Risk Manager-ARM).

Experience

2-5 Years

Level

Junior

Education

Bachelor Of Science

Description :

1. Responsible for all derivative strategies including option overlays, variance swaps, CDS and credit Indices (CDX), implementing rho hedging strategies using Euro futures and Treasuries.
2. Implemented three-stage risk management program for convertible bond hedge fund using Imagine risk management system, DB Risk Office as well as proprietary analytical tools.
3. Program specified limits on portfolio leverage, position size and diversification, examined portfolio greeks (delta, vega, rho risk across currencies), VAR and stress testing, and incorporated fundamental and quantitative credit analysis on company specific risk.
4. Result: Improved internal risk management controls and credibility with Investors resulting in three-fold increase in assets during the first year.
5. Evaluated individual name CDS, CDX, tranched CDX and first-to-default baskets as appropriate hedging instruments for credit risk in convertible bond portfolio.
6. Result: established efficient credit hedging strategy weighing transaction costs, industry, sector and currency coverage.
7. Responsible for evaluating pricing models and pricing complex convertible structures.

Experience

10+ Years

Level

Senior

Education

M.A. In Economics

Description :

1. Managed all aspects of the Insurance and Bond Program for Multi-Billion Dollar Company.
2. Managed strong relationships with insurance broker, insurance carriers, management, and customers.
3. Procured Casualty, Property, Pollution, Aircraft, OCIP's, Wrap Up, and Executive and Special Line Polices annually or as needed.
4. Responsible for gathering exposure information for a large deductible program with 4000+ vehicles, $300+ million payroll, 700+ locations, $80+ billion property.
5. Strategized with insurance broker and Executive Management to meet the needs of the company regarding renewal of policies, clean up of legacy companies, securing new surety companies, reporting.
6. Provided oversight on issuance of all renewal documentation throughout 700+ locations.
7. Managed and Maintained Risk Management Website on SharePoint which provided Risk Management Policies and Procedures, Claim Reporting Processes, Renewal Processes, Request for bond approval for Operations.
8. Reviewed all vendor contracts to substantiate that insurance requirements could be met and that the contracts at minimum had mutual indemnity for the company.

Experience

5-7 Years

Level

Executive

Education

Associate Risk Management

Description :

1. Interface and coordinate with insurance brokers in selecting the most cost-effective and best valued insurance policies.
   
2. Compile and issue documents during insurance renewal processes.
3. Provide overall guidance, support, and resources to the company HQ's and its various sites nationwide to ensure insurance compliances are met; bonds, letters of credit, certificates of insurance and contract documents are prepared and accurate.
4. Assist with preparation of insurance litigation by compiling data from the accounting, legal and operations departments.
5. Process Railroad Protective Liability for Rights of Way (ROW) authorization and monitor ROW costs.
6. Review and maintain all vendor, contractor and customer certificates of insurance for compliance and to minimize risk exposure.
7. Manage and maintain directors and officers, employment practices and fiduciary policies.

Experience

7-10 Years

Level

Management

Education

BBA In Marketing

Description :

1. Support management in the development, design, and implementation of risk management practices, processes and control enhancements including operations in Mexico and Canada.
2. Direct and manage the administration of all commercial insurance programs (both fully insured and self-insured).
3. Work with multiple state workers' compensation offices on reducing and releasing self-insurance bonds.
4. Work extensively with multiple departments on creating, canceling and consolidating their custom bonds.
5. Evaluate insurance policies, limits and deductibles to ensure adequate coverage is in effect.
6. Direct the proper and efficient handling of claims, gather all related data and estimate financial impact.
7. Mitigate exposure by resolving claims at the least possible cost while utilizing salvage recovery and pursuing subrogation whenever applicable.
8. Negotiated a 50% rate decrease from insurance company making the business units more competitive.

Experience

7-10 Years

Level

Management

Education

Risk Management